California micro-market
Healthcare practice financing in Emeryville, California
Direct answer
Density decides a lot here. Emeryville runs 138.0 providers per 10,000 residents, 192 clinicians against 13,912 people, 23 percent of them in specialty physician groups, while Alameda County lenders have approved 41 healthcare files worth $25,456,700 and the nearest metro is 19 miles out.
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- Population: 13,912 residents (10K-25K band)1
- Healthcare providers registered here: 192 across 23 fields2
- Median household income: $120,3023
- Largest provider field: Specialty physician groups: 44 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Vallejo, CA, 19 miles1
Emeryville clinicians, by field
Counted at the town's own addresses: 192 providers, 23 fields, 138.0 clinicians per 10,000 of the 13,912 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Specialty physician groups | 44 | 31.6 | NPPES [2] |
| ABA and autism therapy | 26 | 18.7 | NPPES [2] |
| Physical, occupational, and speech therapy | 22 | 15.8 | NPPES [2] |
| Primary care and family medicine | 15 | 10.8 | NPPES [2] |
| General dentistry | 13 | 9.3 | NPPES [2] |
| Chiropractic | 11 | 7.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 9 | 6.5 | NPPES [2] |
| Optometry and ophthalmology | 8 | 5.8 | NPPES [2] |
| DME and HME suppliers | 7 | 5.0 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 4.3 | NPPES [2] |
| Home health | 5 | 3.6 | NPPES [2] |
| Med spa and aesthetics | 5 | 3.6 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 4 | 2.9 | NPPES [2] |
| Pain management and interventional | 3 | 2.2 | NPPES [2] |
| Audiology and hearing centers | 3 | 2.2 | NPPES [2] |
| SUD treatment and residential | 2 | 1.4 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 1.4 | NPPES [2] |
| Dermatology | 1 | 0.7 | NPPES [2] |
| ASCs and OBLs | 1 | 0.7 | NPPES [2] |
| Dental specialties | 1 | 0.7 | NPPES [2] |
| Independent pharmacy | 1 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Specialty physician groups carries 44 of the 192 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Alameda County approvals, dollars, and lending establishments
Lenders in Alameda County have already closed 41 healthcare approvals, averaging $620,895, which is the size a new file gets read beside
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 41 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $25,456,700 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | $620,895 | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 594 | Credit intermediation offices sited in the county [6] |
Reading Emeryville the way a credit committee does
Underwriting starts with 138.0 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Alameda County already carries $25,456,700 across 41 healthcare approvals, a request near that average moves faster than one well above it. A $120,302 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Startup and de novo
- Working capital term loan
The 23 fields practicing locally set this order. A funding partner, not this list, decides what is available in California.
What a funder reads first in Emeryville
What a funder opens first depends on the field. In Emeryville that means specialty physician groups, aba and autism therapy, physical, occupational, and speech therapy.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Specialty physician groups (44) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| ABA and autism therapy (26) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
| Physical, occupational, and speech therapy (22) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
Counts in the first column are Emeryville providers from NPPES. The other two columns describe how funders read that field across markets like Emeryville, not what any funder will do with your file.
Emeryville against nearby California markets
138.0 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Emeryville
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Emeryville (current) | 13,912 | 192 | 138.0 | |
| Albany | 19,439 | 176 | 90.5 | 4 |
| Piedmont | 10,816 | 42 | 38.8 | 4 |
| El Cerrito | 26,409 | 146 | 55.3 | 6 |
| Alameda | 78,795 | 703 | 89.2 | 7 |
| Orinda | 19,573 | 136 | 69.5 | 8 |
| San Pablo | 31,562 | 160 | 50.7 | 9 |
What the geography does to a Emeryville projection
19 miles separate Emeryville from Vallejo, CA. Lease pricing follows Vallejo, CA, while revenue stays capped by the 13,912 residents here. At $120,302 median household income, the elective and cash-pay share of a projection is the line that gets tested first. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed. Campus terms, not calendar quarters, set the busy months in Emeryville.
More of California
What owners in Emeryville ask
01How many providers practice in Emeryville, and in what?
Across 23 fields, Emeryville carries 192 enumerated clinicians, 138.0 per 10,000 of the 13,912 people living here. The concentration is in specialty physician groups, 44 of the total, then aba and autism therapy at 26. Count practices from that only with care.
02What does Alameda County's shortage designation change?
Alameda County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Emeryville can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03What does SBA lending look like around Emeryville?
$25,456,700 went to healthcare borrowers in Alameda County across 41 approvals, $620,895 on average. Deals near Emeryville get sized against that record before anything else.
04Is Emeryville underwritten as part of Vallejo, CA?
Vallejo, CA sits 19 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Vallejo, CA; the 13,912 residents set the ceiling a projection can defend.
05Is there local lending capacity in Alameda County?
County Business Patterns records 594 credit intermediation establishments in Alameda County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Emeryville rents and resale before or by somebody working from a screen.
06What does a $120,302 median income mean for case acceptance?
Median household income in Emeryville runs $120,302. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.