California micro-market
Healthcare practice financing in Piedmont, California
Direct answer
Density decides a lot here. Piedmont runs 38.8 providers per 10,000 residents, 42 clinicians against 10,816 people, 38 percent of them in physical, occupational, and speech therapy, while Alameda County lenders have approved 41 healthcare files worth $25,456,700 and the nearest metro is 20 miles out.
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- Population: 10,816 residents (10K-25K band)1
- Healthcare providers registered here: 42 across 10 fields2
- Median household income: $250,0013
- Largest provider field: Physical, occupational, and speech therapy: 16 registered providers2
- Nearest metro: Vallejo, CA, 20 miles1
- SBA healthcare approvals in the county: 41 approvals totaling $25,456,7004
The provider census in Piedmont
Counted at the town's own addresses: 42 providers, 10 fields, 38.8 clinicians per 10,000 of the 10,816 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 16 | 14.8 | NPPES [2] |
| General dentistry | 6 | 5.5 | NPPES [2] |
| Primary care and family medicine | 5 | 4.6 | NPPES [2] |
| ABA and autism therapy | 5 | 4.6 | NPPES [2] |
| Optometry and ophthalmology | 4 | 3.7 | NPPES [2] |
| Dental specialties | 2 | 1.8 | NPPES [2] |
| Chiropractic | 1 | 0.9 | NPPES [2] |
| SUD treatment and residential | 1 | 0.9 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.9 | NPPES [2] |
Physical, occupational, and speech therapy carries 16 of the 42 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Alameda County approvals, dollars, and lending establishments
41 healthcare approvals averaging $620,895 set the deal shape lenders in Alameda County have already underwritten
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 41 | Counted for the fiscal year the SBA publishes [4] |
| Total approved capital | $25,456,700 | Everything approved to healthcare borrowers, added up [4] |
| Mean deal size | $620,895 | The dollar column over the approval column [4] |
| Lenders sited in the county | 594 | Places that write credit locally, NAICS 522 [5] |
What the two tables above change about a file
Density of 38.8 per 10,000 sets the patient draw a projection can claim without an argument. Because Alameda County already carries $25,456,700 across 41 healthcare approvals, a request near that average moves faster than one well above it. A $250,001 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 10 fields that actually practice in Piedmont, weighted toward physical, occupational, and speech therapy. Availability still depends on California and on the funding partner.
The first pages of a Piedmont file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, general dentistry, primary care and family medicine
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (16) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (6) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Primary care and family medicine (5) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
NPPES supplies the Piedmont counts. The reading columns describe the field in general, and no partner reviewing a Piedmont file is bound by them.
Piedmont against nearby California markets
Comparables travel. These are the California towns whose density, at 38.8 per 10,000 here, gets weighed beside this one.
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Piedmont (current) | 10,816 | 42 | 38.8 | |
| Emeryville | 13,912 | 192 | 138.0 | 4 |
| Orinda | 19,573 | 136 | 69.5 | 5 |
| Alameda | 78,795 | 703 | 89.2 | 6 |
| Moraga | 16,698 | 40 | 24.0 | 6 |
| Albany | 19,439 | 176 | 90.5 | 7 |
| Lafayette | 25,371 | 256 | 100.9 | 8 |
What the geography does to a Piedmont projection
20 miles separate Piedmont from Vallejo, CA. Lease pricing follows Vallejo, CA, while revenue stays capped by the 10,816 residents here. At $250,001 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Referral flow comes from outside Piedmont, which a projection needs to state plainly.
Nearby California towns
Questions from Piedmont
01How many providers practice in Piedmont, and in what?
NPPES lists 42 providers at a Piedmont practice address, 38.8 per 10,000 residents across 10 tracked fields. Physical, occupational, and speech therapy accounts for 16 of them, 38 percent of the total, with general dentistry next at 6. Read that as clinicians: 42 enumerations, not 42 owners.
02What does Alameda County's shortage designation change?
Designated for primary care, dental, mental health, Alameda County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03What does SBA lending look like around Piedmont?
$25,456,700 went to healthcare borrowers in Alameda County across 41 approvals, $620,895 on average. Deals near Piedmont get sized against that record before anything else.
04Is Piedmont underwritten as part of Vallejo, CA?
Comparables and demand split at 20 miles. An appraiser prices the lease and the equipment off Vallejo, CA; the revenue line has to hold up against 10,816 local residents.
05What does a $250,001 median income mean for case acceptance?
Median household income in Piedmont runs $250,001. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Is there local lending capacity in Alameda County?
County Business Patterns records 594 credit intermediation establishments in Alameda County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Piedmont rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5U.S. Census Bureau, County Business Patterns 2022
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