California micro-market
Healthcare practice financing in Montclair, California
Direct answer
A Montclair file is read against 319 local clinicians, 84.7 for every 10,000 of its 37,650 residents, 18 percent of them in hospice and palliative, plus the 64 SBA healthcare approvals worth $38,382,700 already recorded in San Bernardino County, 20 miles from Riverside-San Bernardino-Ontario, CA.
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- Population: 37,650 residents (25K-50K band)1
- Healthcare providers registered here: 319 across 30 fields2
- Median household income: $76,3383
- Largest provider field: Hospice and palliative: 57 registered providers2
- Medicare-certified providers in town: 33 across 3 categories4
- Nearest metro: Riverside-San Bernardino-Ontario, CA, 20 miles1
Montclair clinicians, by field
Counted at the town's own addresses: 319 providers, 30 fields, 84.7 clinicians per 10,000 of the 37,650 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Hospice and palliative | 57 | 15.1 | NPPES [2] |
| Physical, occupational, and speech therapy | 35 | 9.3 | NPPES [2] |
| Primary care and family medicine | 34 | 9.0 | NPPES [2] |
| Home health | 31 | 8.2 | NPPES [2] |
| General dentistry | 29 | 7.7 | NPPES [2] |
| Specialty physician groups | 21 | 5.6 | NPPES [2] |
| ABA and autism therapy | 19 | 5.0 | NPPES [2] |
| Optometry and ophthalmology | 14 | 3.7 | NPPES [2] |
| DME and HME suppliers | 12 | 3.2 | NPPES [2] |
| Chiropractic | 9 | 2.4 | NPPES [2] |
| Independent pharmacy | 8 | 2.1 | NPPES [2] |
| Urgent care | 6 | 1.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 1.3 | NPPES [2] |
| SUD treatment and residential | 4 | 1.1 | NPPES [2] |
| Non-medical home care | 4 | 1.1 | NPPES [2] |
| Clinical and toxicology labs | 4 | 1.1 | NPPES [2] |
| Telehealth and virtual clinics | 4 | 1.1 | NPPES [2] |
| Occupational health and drug testing | 4 | 1.1 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 0.8 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 0.8 | NPPES [2] |
| Fertility and IVF | 2 | 0.5 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.5 | NPPES [2] |
| Clinical research sites | 2 | 0.5 | NPPES [2] |
| Podiatry | 1 | 0.3 | NPPES [2] |
| Dermatology | 1 | 0.3 | NPPES [2] |
| Imaging centers | 1 | 0.3 | NPPES [2] |
| Dental specialties | 1 | 0.3 | NPPES [2] |
| Mobile diagnostics | 1 | 0.3 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.3 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.3 | NPPES [2] |
| Hospice providers | 19 | CMS [4] | |
| Home health agencies | 13 | CMS [4] | |
| Medical equipment suppliers | 7 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Several of the 57 hospice and palliative enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Montclair
Lenders in San Bernardino County have already closed 64 healthcare approvals, averaging $599,730, which is the size a new file gets read beside
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 64 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $38,382,700 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | $599,730 | The dollar column over the approval column [5] |
| Lending establishments in the county | 673 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
A file from here opens on 84.7 providers per 10,000 residents, and everything about volume follows from it. 64 approvals worth $38,382,700 in San Bernardino County means the size you are asking for has a local precedent to point at. A $76,338 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Expansion, relocation, and build-out
- Working capital term loan
- Medical receivables factoring
- Startup and de novo
The 30 fields practicing locally set this order. A funding partner, not this list, decides what is available in California.
Underwriting by field in Montclair
Drawn from the fields that actually practice here: hospice and palliative, physical, occupational, and speech therapy, primary care and family medicine
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Hospice and palliative (57) | Census stability, Cap exposure, Certification status | Working capital through the certification ramp |
| Physical, occupational, and speech therapy (35) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (34) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are Montclair providers from NPPES. The other two columns describe how funders read that field across markets like Montclair, not what any funder will do with your file.
Montclair against nearby California markets
Density is the number that moves an appraisal: 84.7 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Montclair (current) | 37,650 | 319 | 84.7 | |
| Upland | 79,684 | 905 | 113.6 | 4 |
| Claremont | 36,139 | 311 | 86.1 | 4 |
| La Verne | 30,192 | 206 | 68.2 | 5 |
| San Dimas | 33,226 | 379 | 114.1 | 7 |
| Diamond Bar | 52,292 | 402 | 76.9 | 8 |
| Walnut | 27,250 | 157 | 57.6 | 9 |
How Montclair sits against the nearest metro
Distance to Riverside-San Bernardino-Ontario, CA is 20 miles. Appraisers borrow Riverside-San Bernardino-Ontario, CA rents, and the 37,650 residents set the ceiling on collections. At $76,338 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Hospital coverage inside Montclair means a call schedule can be evidenced rather than described.
Nearby California towns
What owners in Montclair ask
01How many providers practice in Montclair, and in what?
319 enumerations sit at Montclair addresses in the monthly NPPES file, working out to 84.7 for every 10,000 residents. 18 percent of them are hospice and palliative, and physical, occupational, and speech therapy follows with 35. An enumeration is a clinician, so the 319 here cover fewer than 319 practices.
02What does SBA lending look like around Montclair?
The county file behind Montclair holds 64 healthcare approvals totaling $38,382,700, an average of $599,730. Those are the loan sizes lenders in San Bernardino County have already carried.
03How many Medicare-certified providers are based in Montclair?
The town carries 33 Medicare-certified providers. On a receivables request that number sets the expected collection lag, which is priced before anything about the practice itself is read.
04What does San Bernardino County's shortage designation change?
Designated for primary care, dental, mental health, San Bernardino County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
05How does the hospital in Montclair affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 33 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 84.7 per 10,000 market.
06Which fields carry the volume in Montclair?
Volume concentrates in hospice and palliative, 57 of them, ahead of physical, occupational, and speech therapy at 35, across 30 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.