Colorado micro-market
Healthcare practice financing in Frederick, Colorado
Direct answer
A Frederick file is read against 57 local clinicians, 31.8 for every 10,000 of its 17,937 residents, 23 percent of them in physical, occupational, and speech therapy, plus the 12 SBA healthcare approvals worth $13,283,100 already recorded in Weld County, 16 miles from Boulder, CO.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Colorado, and how many partners see it, is set out on the Colorado page.
- Population: 17,937 residents (10K-25K band)1
- Healthcare providers registered here: 57 across 17 fields2
- Median household income: $135,3163
- Largest provider field: Physical, occupational, and speech therapy: 13 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Boulder, CO, 16 miles1
The provider census in Frederick
The NPPES file puts 57 enumerated clinicians inside Frederick, spread over 17 fields at 31.8 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 13 | 7.2 | NPPES [2] |
| Chiropractic | 6 | 3.3 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 3.3 | NPPES [2] |
| General dentistry | 5 | 2.8 | NPPES [2] |
| Dental specialties | 5 | 2.8 | NPPES [2] |
| Optometry and ophthalmology | 5 | 2.8 | NPPES [2] |
| DME and HME suppliers | 3 | 1.7 | NPPES [2] |
| SUD treatment and residential | 3 | 1.7 | NPPES [2] |
| Primary care and family medicine | 2 | 1.1 | NPPES [2] |
| Non-medical home care | 2 | 1.1 | NPPES [2] |
| Urgent care | 1 | 0.6 | NPPES [2] |
| NEMT and ambulance | 1 | 0.6 | NPPES [2] |
| Independent pharmacy | 1 | 0.6 | NPPES [2] |
| Hospice and palliative | 1 | 0.6 | NPPES [2] |
| Specialty physician groups | 1 | 0.6 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.6 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 13 of the 57 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Weld County
Lenders in Weld County have already closed 12 healthcare approvals, averaging $1,106,925, which is the size a new file gets read beside
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 12 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $13,283,100 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | $1,106,925 | The dollar column over the approval column [5] |
| Lending establishments in the county | 120 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
31.8 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. 12 approvals worth $13,283,100 in Weld County means the size you are asking for has a local precedent to point at. A $135,316 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
The 17 fields practicing locally set this order. A funding partner, not this list, decides what is available in Colorado.
What a funder reads first in Frederick
What a funder opens first depends on the field. In Frederick that means physical, occupational, and speech therapy, chiropractic, behavioral and mental health group practices.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (13) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (6) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Behavioral and mental health group practices (6) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Frederick against nearby Colorado markets
The neighboring markets below are the ones a valuation borrows from when Frederick has too few sales of its own
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Frederick (current) | 17,937 | 57 | 31.8 | |
| Firestone | 19,396 | 104 | 53.6 | 4 |
| Erie | 38,594 | 184 | 47.7 | 6 |
| Longmont | 99,818 | 1,231 | 123.3 | 8 |
| Lafayette | 30,587 | 649 | 212.2 | 10 |
| Berthoud | 13,648 | 55 | 40.3 | 12 |
| Louisville | 20,811 | 415 | 199.4 | 13 |
Distance, income, and the wage floor around Frederick
Distance to Boulder, CO is 16 miles. Appraisers borrow Boulder, CO rents, and the 17,937 residents set the ceiling on collections. Median household income runs $135,316, which is the number a funder converts into case acceptance on anything elective or cash-pay. Referral flow comes from outside Frederick, which a projection needs to state plainly.
Nearby Colorado towns
Frederick owners, answered
01How many providers practice in Frederick, and in what?
NPPES lists 57 providers at a Frederick practice address, 31.8 per 10,000 residents across 17 tracked fields. Physical, occupational, and speech therapy accounts for 13 of them, 23 percent of the total, with chiropractic next at 6. Read that as clinicians: 57 enumerations, not 57 owners.
02What does Weld County's shortage designation change?
HRSA designates Weld County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Frederick and evidences a staffing ramp in a 17,937 resident market.
03Is Frederick underwritten as part of Boulder, CO?
Comparables and demand split at 16 miles. An appraiser prices the lease and the equipment off Boulder, CO; the revenue line has to hold up against 17,937 local residents.
04What does a $135,316 median income mean for case acceptance?
Median household income in Frederick runs $135,316. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
05What does SBA lending look like around Frederick?
The county file behind Frederick holds 12 healthcare approvals totaling $13,283,100, an average of $1,106,925. Those are the loan sizes lenders in Weld County have already carried.
06Is there local lending capacity in Weld County?
County Business Patterns records 120 credit intermediation establishments in Weld County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Frederick rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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