Illinois micro-market
Healthcare practice financing in Belleville, Illinois
Direct answer
A Belleville file is read against 750 local clinicians, 184.9 for every 10,000 of its 40,560 residents, 33 percent of them in physical, occupational, and speech therapy, plus the 0 SBA healthcare approvals worth $0 already recorded in St. Clair County, 16 miles from St. Louis, MO-IL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Illinois, and how many partners see it, is set out on the Illinois page.
- Population: 40,560 residents (25K-50K band)1
- Healthcare providers registered here: 750 across 34 fields2
- Median household income: $60,5293
- Largest provider field: Physical, occupational, and speech therapy: 251 registered providers2
- Medicare-certified providers in town: 7 across 3 categories4
- Nearest metro: St. Louis, MO-IL, 16 miles1
What NPPES records at Belleville addresses
The NPPES file puts 750 enumerated clinicians inside Belleville, spread over 34 fields at 184.9 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 251 | 61.9 | NPPES [2] |
| Specialty physician groups | 83 | 20.5 | NPPES [2] |
| Primary care and family medicine | 80 | 19.7 | NPPES [2] |
| Chiropractic | 51 | 12.6 | NPPES [2] |
| Behavioral and mental health group practices | 48 | 11.8 | NPPES [2] |
| General dentistry | 29 | 7.1 | NPPES [2] |
| Optometry and ophthalmology | 26 | 6.4 | NPPES [2] |
| Home health | 22 | 5.4 | NPPES [2] |
| ABA and autism therapy | 20 | 4.9 | NPPES [2] |
| DME and HME suppliers | 17 | 4.2 | NPPES [2] |
| Med spa and aesthetics | 14 | 3.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 12 | 3.0 | NPPES [2] |
| Clinical and toxicology labs | 11 | 2.7 | NPPES [2] |
| Dental specialties | 10 | 2.5 | NPPES [2] |
| Independent pharmacy | 10 | 2.5 | NPPES [2] |
| Non-medical home care | 10 | 2.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 10 | 2.5 | NPPES [2] |
| Plastic and cosmetic surgery | 7 | 1.7 | NPPES [2] |
| ASCs and OBLs | 6 | 1.5 | NPPES [2] |
| Audiology and hearing centers | 4 | 1.0 | NPPES [2] |
| Hospice and palliative | 4 | 1.0 | NPPES [2] |
| Occupational health and drug testing | 4 | 1.0 | NPPES [2] |
| Podiatry | 3 | 0.7 | NPPES [2] |
| Pain management and interventional | 3 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 3 | 0.7 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 0.7 | NPPES [2] |
| SUD treatment and residential | 2 | 0.5 | NPPES [2] |
| Dermatology | 1 | 0.2 | NPPES [2] |
| Urgent care | 1 | 0.2 | NPPES [2] |
| Imaging centers | 1 | 0.2 | NPPES [2] |
| NEMT and ambulance | 1 | 0.2 | NPPES [2] |
| Clinical research sites | 1 | 0.2 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.2 | NPPES [2] |
| IV hydration and infusion | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 12 | CMS [4] | |
| Dialysis facilities | 3 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Hospice providers | 2 | CMS [4] |
Physical, occupational, and speech therapy carries 251 of the 750 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What lenders have already approved in St. Clair County
0 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 0 | Fiscal year published in the SBA file [5] |
| Approved dollars | $0 | Sum of approvals to healthcare borrowers [5] |
| Average approval | No approvals recorded | Dollars divided by approvals [5] |
| Lending establishments in the county | 138 | Credit intermediation establishments, NAICS 522 [6] |
Reading Belleville the way a credit committee does
184.9 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. St. Clair County has 0 approvals to compare against, so plan for extra appraisal time and a conservative valuation. Household income of $60,529 in Belleville is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Belleville does not appear. Availability is still a Illinois question.
What a funder reads first in Belleville
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, specialty physician groups, primary care and family medicine
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (251) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (83) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Primary care and family medicine (80) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
NPPES supplies the Belleville counts. The reading columns describe the field in general, and no partner reviewing a Belleville file is bound by them.
How Belleville prices against its neighbors
Set Belleville's 184.9 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Belleville (current) | 40,560 | 750 | 184.9 | |
| Swansea | 14,445 | 229 | 158.5 | 2 |
| Shiloh | 14,754 | 95 | 64.4 | 5 |
| Fairview Heights | 16,115 | 180 | 111.7 | 6 |
| O'Fallon | 32,169 | 17 | 5.3 | 7 |
| Collinsville | 23,766 | 166 | 69.8 | 11 |
| Columbia | 10,919 | 125 | 114.5 | 13 |
How Belleville sits against the nearest metro
Distance to St. Louis, MO-IL is 16 miles. Appraisers borrow St. Louis, MO-IL rents, and the 40,560 residents set the ceiling on collections. At $60,529 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. A college in Belleville puts a term-shaped curve into monthly collections. Belleville is the St. Clair County seat, so county employment steadies the payer mix.
Nearby Illinois towns
- Swansea 14,445 residents
- Shiloh 14,754 residents
- Fairview Heights 16,115 residents
- O'Fallon 32,169 residents
- Collinsville 23,766 residents
- Columbia 10,919 residents
What owners in Belleville ask
01How many providers practice in Belleville, and in what?
Across 34 fields, Belleville carries 750 enumerated clinicians, 184.9 per 10,000 of the 40,560 people living here. The concentration is in physical, occupational, and speech therapy, 251 of the total, then specialty physician groups at 83. Count practices from that only with care.
02What does St. Clair County's shortage designation change?
St. Clair County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Belleville can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does St. Clair County show so little SBA activity?
Only 0 healthcare approvals appear for St. Clair County in the published 7(a) and 504 file. Thin volume in St. Clair County is a transaction count, not a verdict on borrowers here. The county still holds 138 credit intermediation establishments.
04Which fields carry the volume in Belleville?
Volume concentrates in physical, occupational, and speech therapy, 251 of them, ahead of specialty physician groups at 83, across 34 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
05Is Belleville underwritten as part of St. Louis, MO-IL?
St. Louis, MO-IL sits 16 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read St. Louis, MO-IL; the 40,560 residents set the ceiling a projection can defend.
06How does the hospital in Belleville affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 7 Medicare-certified providers in total. A Belleville projection that names the call arrangement reads better than one that assumes it.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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