Iowa micro-market
Healthcare practice financing in Clinton, Iowa
Direct answer
24,118 residents, 299 enumerated clinicians, 124.0 per 10,000, 35 percent of them in physical, occupational, and speech therapy: that is the Clinton market a funder prices. Clinton County adds 0 healthcare approvals worth $0 and 27 miles of distance to Davenport-Moline-Rock Island, IA-IL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Iowa, and how many partners see it, is set out on the Iowa page.
- Population: 24,118 residents (10K-25K band)1
- Healthcare providers registered here: 299 across 28 fields2
- Median household income: $57,4933
- Largest provider field: Physical, occupational, and speech therapy: 106 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Davenport-Moline-Rock Island, IA-IL, 27 miles1
Clinton clinicians, by field
The NPPES file puts 299 enumerated clinicians inside Clinton, spread over 28 fields at 124.0 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 106 | 44.0 | NPPES [2] |
| Chiropractic | 51 | 21.1 | NPPES [2] |
| Primary care and family medicine | 25 | 10.4 | NPPES [2] |
| General dentistry | 15 | 6.2 | NPPES [2] |
| DME and HME suppliers | 13 | 5.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 12 | 5.0 | NPPES [2] |
| Behavioral and mental health group practices | 10 | 4.1 | NPPES [2] |
| Specialty physician groups | 9 | 3.7 | NPPES [2] |
| Optometry and ophthalmology | 9 | 3.7 | NPPES [2] |
| Home health | 7 | 2.9 | NPPES [2] |
| Dental specialties | 5 | 2.1 | NPPES [2] |
| Independent pharmacy | 5 | 2.1 | NPPES [2] |
| Podiatry | 4 | 1.7 | NPPES [2] |
| Audiology and hearing centers | 4 | 1.7 | NPPES [2] |
| ABA and autism therapy | 4 | 1.7 | NPPES [2] |
| Clinical and toxicology labs | 4 | 1.7 | NPPES [2] |
| Imaging centers | 3 | 1.2 | NPPES [2] |
| Urgent care | 2 | 0.8 | NPPES [2] |
| ASCs and OBLs | 2 | 0.8 | NPPES [2] |
| Dermatology | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Non-medical home care | 1 | 0.4 | NPPES [2] |
| Hospice and palliative | 1 | 0.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.4 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.4 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 8 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Clinton practice can hold more than one of these numbers. 35 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What lenders have already approved in Clinton County
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 0 | Fiscal year published in the SBA file [5] |
| Total approved capital | $0 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | No approvals recorded | Dollars divided by approvals [5] |
| Lenders sited in the county | 36 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
124.0 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. With 0 approvals on record in Clinton County, expect a longer appraisal and a wider collateral discount. A $57,493 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Weighted by how often each of the 28 local fields reaches for a program, not by what is easiest to refer. Iowa rules and the partner decide availability.
The first pages of a Clinton file
What a funder opens first depends on the field. In Clinton that means physical, occupational, and speech therapy, chiropractic, primary care and family medicine.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (106) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (51) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Primary care and family medicine (25) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
The first column is Clinton's own NPPES count. The rest is how the field is generally underwritten, whether the address is Clinton or anywhere else.
Clinton against nearby Iowa markets
Set Clinton's 124.0 per 10,000 against the towns an appraiser would reach for next
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Clinton (current) | 24,118 | 299 | 124.0 | |
| Bettendorf | 40,281 | 482 | 119.7 | 22 |
| Dubuque | 58,987 | 636 | 107.8 | 51 |
| Muscatine | 23,298 | 230 | 98.7 | 51 |
| Coralville | 23,959 | 375 | 156.5 | 70 |
| Marion | 42,542 | 161 | 37.8 | 70 |
| North Liberty | 21,904 | 158 | 72.1 | 71 |
How Clinton sits against the nearest metro
27 miles separate Clinton from Davenport-Moline-Rock Island, IA-IL. Rent comparables cross that gap; patients mostly do not. Median household income runs $57,493, which is the number a funder converts into case acceptance on anything elective or cash-pay. The Medicare-certified hospital in Clinton sets the local wage floor before you hire against it. Clinton is the Clinton County seat, so county employment steadies the payer mix.
Nearby Iowa towns
- Bettendorf 40,281 residents
- Dubuque 58,987 residents
- Muscatine 23,298 residents
- Coralville 23,959 residents
- Marion 42,542 residents
- North Liberty 21,904 residents
What owners in Clinton ask
01How many providers practice in Clinton, and in what?
Across 28 fields, Clinton carries 299 enumerated clinicians, 124.0 per 10,000 of the 24,118 people living here. The concentration is in physical, occupational, and speech therapy, 106 of the total, then chiropractic at 51. Count practices from that only with care.
02What does Clinton County's shortage designation change?
HRSA designates Clinton County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Clinton and evidences a staffing ramp in a 24,118 resident market.
03Why does Clinton County show so little SBA activity?
Only 0 healthcare approvals appear for Clinton County in the published 7(a) and 504 file. Thin volume in Clinton County is a transaction count, not a verdict on borrowers here. The county still holds 36 credit intermediation establishments.
04How does the hospital in Clinton affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 3 Medicare-certified providers in total. A Clinton projection that names the call arrangement reads better than one that assumes it.
05Is Clinton underwritten as part of Davenport-Moline-Rock Island, IA-IL?
Comparables and demand split at 27 miles. An appraiser prices the lease and the equipment off Davenport-Moline-Rock Island, IA-IL; the revenue line has to hold up against 24,118 local residents.
06Which fields carry the volume in Clinton?
The 28 enumerated fields are led by physical, occupational, and speech therapy at 106, with chiropractic at 51 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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