Kentucky micro-market
Healthcare practice financing in Alexandria, Kentucky
Direct answer
Campbell County carries 1 SBA healthcare approvals worth $150,000, and inside Alexandria the census shows 58 enumerated clinicians against 10,819 residents, 53.6 per 10,000, 28 percent of them in physical, occupational, and speech therapy. Cincinnati, OH-KY-IN lies 14 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Kentucky, and how many partners see it, is set out on the Kentucky page.
- Population: 10,819 residents (10K-25K band)1
- Healthcare providers registered here: 58 across 14 fields2
- Median household income: $103,7503
- Largest provider field: Physical, occupational, and speech therapy: 16 registered providers2
- Nearest metro: Cincinnati, OH-KY-IN, 14 miles1
- County seat: Alexandria is the seat of Campbell County4
Alexandria clinicians, by field
53.6 providers per 10,000 residents is what 58 enumerations across 14 fields works out to in a town of 10,819
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 16 | 14.8 | NPPES [2] |
| Chiropractic | 8 | 7.4 | NPPES [2] |
| Optometry and ophthalmology | 8 | 7.4 | NPPES [2] |
| Primary care and family medicine | 7 | 6.5 | NPPES [2] |
| General dentistry | 7 | 6.5 | NPPES [2] |
| Podiatry | 2 | 1.8 | NPPES [2] |
| NEMT and ambulance | 2 | 1.8 | NPPES [2] |
| Behavioral and mental health group practices | 2 | 1.8 | NPPES [2] |
| DME and HME suppliers | 1 | 0.9 | NPPES [2] |
| Independent pharmacy | 1 | 0.9 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.9 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [5] |
A single Alexandria practice can hold more than one of these numbers. 28 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What lenders have already approved in Campbell County
The county file holds 1 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 1 | One published fiscal year, healthcare borrowers only [6] |
| Dollars behind them | $150,000 | Approved, not disbursed, and not net of withdrawals [6] |
| Typical approval size | $150,000 | A mean, so one large approval moves it [6] |
| Credit offices operating locally | 49 | Credit intermediation offices sited in the county [7] |
What the two tables above change about a file
At 53.6 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. With 1 approvals on record in Campbell County, expect a longer appraisal and a wider collateral discount. A $103,750 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Alexandria mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Built from what is enumerated here rather than from a national list, so a field with no presence in Alexandria does not appear. Availability is still a Kentucky question.
Underwriting by field in Alexandria
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, chiropractic, optometry and ophthalmology
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (16) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (8) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Optometry and ophthalmology (8) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
NPPES supplies the Alexandria counts. The reading columns describe the field in general, and no partner reviewing a Alexandria file is bound by them.
Alexandria against nearby Kentucky markets
Comparables travel. These are the Kentucky towns whose density, at 53.6 per 10,000 here, gets weighed beside this one.
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Alexandria (current) | 10,819 | 58 | 53.6 | |
| Covington | 41,611 | 176 | 42.3 | 9 |
| Fort Thomas | 16,914 | 123 | 72.7 | 9 |
| Independence | 30,196 | 70 | 23.2 | 9 |
| Newport | 13,792 | 86 | 62.4 | 10 |
| Erlanger | 20,172 | 93 | 46.1 | 13 |
| Florence | 33,763 | 559 | 165.6 | 14 |
Distance, income, and the wage floor around Alexandria
Cincinnati, OH-KY-IN lies 14 miles from Alexandria, close enough that appraisers price the lease against Cincinnati, OH-KY-IN rents while 10,819 residents set the revenue ceiling. Households here carry $103,750 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. With no hospital in town, a projection has to name where referrals and coverage come from. Alexandria is the Campbell County seat, so county employment steadies the payer mix.
Other Kentucky markets
- Covington 41,611 residents
- Fort Thomas 16,914 residents
- Independence 30,196 residents
- Newport 13,792 residents
- Erlanger 20,172 residents
- Florence 33,763 residents
Alexandria owners, answered
01How many providers practice in Alexandria, and in what?
Across 14 fields, Alexandria carries 58 enumerated clinicians, 53.6 per 10,000 of the 10,819 people living here. The concentration is in physical, occupational, and speech therapy, 16 of the total, then chiropractic at 8. Count practices from that only with care.
02What does Campbell County's shortage designation change?
Designated for primary care, dental, mental health, Campbell County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Campbell County show so little SBA activity?
The published file records 1 7(a) and 504 approvals to healthcare borrowers in Campbell County. That tracks how few Campbell County practices changed hands that year, not credit quality. 49 credit intermediation establishments operate in Campbell County, so the lending capacity is local even where the healthcare history is not.
04Is Alexandria underwritten as part of Cincinnati, OH-KY-IN?
Comparables and demand split at 14 miles. An appraiser prices the lease and the equipment off Cincinnati, OH-KY-IN; the revenue line has to hold up against 10,819 local residents.
05What does a $103,750 median income mean for case acceptance?
Median household income in Alexandria runs $103,750. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Is there local lending capacity in Campbell County?
County Business Patterns records 49 credit intermediation establishments in Campbell County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Alexandria rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4Census county subdivision and Wikidata county-seat records
- 5CMS Care Compare provider datasets
- 6U.S. Small Business Administration, 7(a) and 504 approvals
- 7U.S. Census Bureau, County Business Patterns 2022
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