Missouri micro-market
Healthcare practice financing in Dardenne Prairie, Missouri
Direct answer
14,407 residents, 49 enumerated clinicians, 34.0 per 10,000, 47 percent of them in physical, occupational, and speech therapy: that is the Dardenne Prairie market a funder prices. St. Charles County adds 4 healthcare approvals worth $6,038,800 and 26 miles of distance to St. Louis, MO-IL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Missouri rules, and what happens to an inquiry raised from a Missouri address, are set out on the Missouri page.
- Population: 14,407 residents (10K-25K band)1
- Healthcare providers registered here: 49 across 12 fields2
- Median household income: $155,5853
- Largest provider field: Physical, occupational, and speech therapy: 23 registered providers2
- Nearest metro: St. Louis, MO-IL, 26 miles1
- SBA healthcare approvals in the county: 4 approvals totaling $6,038,8004
The provider census in Dardenne Prairie
34.0 providers per 10,000 residents is what 49 enumerations across 12 fields works out to in a town of 14,407
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 23 | 16.0 | NPPES [2] |
| Chiropractic | 8 | 5.6 | NPPES [2] |
| Dental specialties | 5 | 3.5 | NPPES [2] |
| General dentistry | 4 | 2.8 | NPPES [2] |
| Primary care and family medicine | 2 | 1.4 | NPPES [2] |
| DME and HME suppliers | 1 | 0.7 | NPPES [2] |
| Home health | 1 | 0.7 | NPPES [2] |
| Urgent care | 1 | 0.7 | NPPES [2] |
| Independent pharmacy | 1 | 0.7 | NPPES [2] |
| ABA and autism therapy | 1 | 0.7 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.7 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [5] |
Several of the 23 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in St. Charles County
The county file holds 4 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 4 | Counted for the fiscal year the SBA publishes [4] |
| Dollars behind them | $6,038,800 | Everything approved to healthcare borrowers, added up [4] |
| Typical approval size | $1,509,700 | The dollar column over the approval column [4] |
| Credit offices operating locally | 238 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
A file from here opens on 34.0 providers per 10,000 residents, and everything about volume follows from it. A short county record of 4 approvals usually means more documentation and a lower advance against the same collateral. A $155,585 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Medical receivables factoring
Weighted by how often each of the 12 local fields reaches for a program, not by what is easiest to refer. Missouri rules and the partner decide availability.
The first pages of a Dardenne Prairie file
What a funder opens first depends on the field. In Dardenne Prairie that means physical, occupational, and speech therapy, chiropractic, dental specialties.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (23) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (8) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Dental specialties (5) | Collections concentrated in the selling doctor, Referral source concentration, Contract receivables on payment plans | Specialty practice acquisition |
Counts in the first column are Dardenne Prairie providers from NPPES. The other two columns describe how funders read that field across markets like Dardenne Prairie, not what any funder will do with your file.
Dardenne Prairie against nearby Missouri markets
The neighboring markets below are the ones a valuation borrows from when Dardenne Prairie has too few sales of its own
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Dardenne Prairie (current) | 14,407 | 49 | 34.0 | |
| O'Fallon | 95,355 | 41 | 4.3 | 3 |
| St. Peters | 61,398 | 32 | 5.2 | 7 |
| Chesterfield | 49,465 | 1,287 | 260.2 | 9 |
| Wentzville | 48,646 | 405 | 83.3 | 10 |
| Ellisville | 10,359 | 201 | 194.0 | 12 |
| Wildwood | 35,082 | 107 | 30.5 | 12 |
What the geography does to a Dardenne Prairie projection
St. Louis, MO-IL lies 26 miles from Dardenne Prairie, close enough for rent comparables to travel and far enough that patient draw does not. At $155,585 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Referral flow comes from outside Dardenne Prairie, which a projection needs to state plainly.
Nearby Missouri towns
- O'Fallon 95,355 residents
- St. Peters 61,398 residents
- Chesterfield 49,465 residents
- Wentzville 48,646 residents
- Ellisville 10,359 residents
- Wildwood 35,082 residents
Dardenne Prairie owners, answered
01How many providers practice in Dardenne Prairie, and in what?
49 enumerations sit at Dardenne Prairie addresses in the monthly NPPES file, working out to 34.0 for every 10,000 residents. 47 percent of them are physical, occupational, and speech therapy, and chiropractic follows with 8. An enumeration is a clinician, so the 49 here cover fewer than 49 practices.
02Why does St. Charles County show so little SBA activity?
St. Charles County shows 4 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 238 lending establishments operate locally.
03Is Dardenne Prairie underwritten as part of St. Louis, MO-IL?
Comparables and demand split at 26 miles. An appraiser prices the lease and the equipment off St. Louis, MO-IL; the revenue line has to hold up against 14,407 local residents.
04What does a $155,585 median income mean for case acceptance?
Median household income in Dardenne Prairie runs $155,585. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
05What does St. Charles County's shortage designation change?
HRSA designates St. Charles County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Dardenne Prairie and evidences a staffing ramp in a 14,407 resident market.
06Is there local lending capacity in St. Charles County?
County Business Patterns records 238 credit intermediation establishments in St. Charles County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Dardenne Prairie rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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