New Jersey micro-market
Healthcare practice financing in Collingswood, New Jersey
Direct answer
105 healthcare providers hold a Collingswood practice address, 73.2 per 10,000 of its 14,344 residents, 25 percent of them in physical, occupational, and speech therapy. Camden County recorded 3 SBA healthcare approvals worth $240,000, and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD sits 7 miles out.
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- Population: 14,344 residents (10K-25K band)1
- Healthcare providers registered here: 105 across 21 fields2
- Median household income: $83,9173
- Largest provider field: Physical, occupational, and speech therapy: 26 registered providers2
- Nearest metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, 7 miles1
- SBA healthcare approvals in the county: 3 approvals totaling $240,0004
The provider census in Collingswood
Counted at the town's own addresses: 105 providers, 21 fields, 73.2 clinicians per 10,000 of the 14,344 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 26 | 18.1 | NPPES [2] |
| Optometry and ophthalmology | 15 | 10.5 | NPPES [2] |
| Behavioral and mental health group practices | 14 | 9.8 | NPPES [2] |
| Primary care and family medicine | 11 | 7.7 | NPPES [2] |
| General dentistry | 6 | 4.2 | NPPES [2] |
| Podiatry | 4 | 2.8 | NPPES [2] |
| Chiropractic | 4 | 2.8 | NPPES [2] |
| Independent pharmacy | 3 | 2.1 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 2.1 | NPPES [2] |
| Specialty physician groups | 3 | 2.1 | NPPES [2] |
| Home health | 2 | 1.4 | NPPES [2] |
| SUD treatment and residential | 2 | 1.4 | NPPES [2] |
| ABA and autism therapy | 2 | 1.4 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 1.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 1.4 | NPPES [2] |
| Dermatology | 1 | 0.7 | NPPES [2] |
| DME and HME suppliers | 1 | 0.7 | NPPES [2] |
| Dental specialties | 1 | 0.7 | NPPES [2] |
| NEMT and ambulance | 1 | 0.7 | NPPES [2] |
| Non-medical home care | 1 | 0.7 | NPPES [2] |
| Clinical research sites | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [5] |
Physical, occupational, and speech therapy carries 26 of the 105 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Collingswood
3 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 3 | Counted for the fiscal year the SBA publishes [4] |
| Dollars behind them | $240,000 | Everything approved to healthcare borrowers, added up [4] |
| Typical approval size | $80,000 | The dollar column over the approval column [4] |
| Credit offices operating locally | 199 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
Underwriting starts with 73.2 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. With 3 approvals on record in Camden County, expect a longer appraisal and a wider collateral discount. With $83,917 as the median household income, the payer mix in a projection has to match what Collingswood households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The 21 fields practicing locally set this order. A funding partner, not this list, decides what is available in New Jersey.
What a funder reads first in Collingswood
What a funder opens first depends on the field. In Collingswood that means physical, occupational, and speech therapy, optometry and ophthalmology, behavioral and mental health group practices.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (26) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Optometry and ophthalmology (15) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
| Behavioral and mental health group practices (14) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
How Collingswood prices against its neighbors
73.2 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Collingswood
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Collingswood (current) | 14,344 | 105 | 73.2 | |
| Bellmawr | 11,846 | 26 | 21.9 | 3 |
| Haddonfield | 12,707 | 146 | 114.9 | 3 |
| Woodbury | 10,138 | 224 | 221.0 | 7 |
| Lindenwold | 21,919 | 45 | 20.5 | 8 |
| Pine Hill | 10,894 | 22 | 20.2 | 10 |
| Glassboro | 24,322 | 129 | 53.0 | 15 |
What the geography does to a Collingswood projection
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD lies 7 miles from Collingswood, close enough that appraisers price the lease against Philadelphia-Camden-Wilmington, PA-NJ-DE-MD rents while 14,344 residents set the revenue ceiling. Median household income runs $83,917, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
More of New Jersey
- Bellmawr 11,846 residents
- Haddonfield 12,707 residents
- Woodbury 10,138 residents
- Lindenwold 21,919 residents
- Pine Hill 10,894 residents
- Glassboro 24,322 residents
Questions from Collingswood
01How many providers practice in Collingswood, and in what?
Across 21 fields, Collingswood carries 105 enumerated clinicians, 73.2 per 10,000 of the 14,344 people living here. The concentration is in physical, occupational, and speech therapy, 26 of the total, then optometry and ophthalmology at 15. Count practices from that only with care.
02What does Camden County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Camden County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 14,344 residents gets past the question of who would take the job.
03Why does Camden County show so little SBA activity?
Camden County shows 3 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 199 lending establishments operate locally.
04Is Collingswood underwritten as part of Philadelphia-Camden-Wilmington, PA-NJ-DE-MD?
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD sits 7 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Philadelphia-Camden-Wilmington, PA-NJ-DE-MD; the 14,344 residents set the ceiling a projection can defend.
05Is there local lending capacity in Camden County?
County Business Patterns records 199 credit intermediation establishments in Camden County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Collingswood rents and resale before or by somebody working from a screen.
06What does the underserved designation in Camden County support?
Camden County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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