Ohio micro-market
Healthcare practice financing in Delaware, Ohio
Direct answer
434 healthcare providers hold a Delaware practice address, 93.3 per 10,000 of its 46,521 residents, 24 percent of them in physical, occupational, and speech therapy. Delaware County recorded 7 SBA healthcare approvals worth $2,607,100, and Columbus, OH sits 21 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 46,521 residents (25K-50K band)1
- Healthcare providers registered here: 434 across 29 fields2
- Median household income: $92,9283
- Largest provider field: Physical, occupational, and speech therapy: 103 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Columbus, OH, 21 miles1
The provider census in Delaware
Counted at the town's own addresses: 434 providers, 29 fields, 93.3 clinicians per 10,000 of the 46,521 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 103 | 22.1 | NPPES [2] |
| Home health | 47 | 10.1 | NPPES [2] |
| Primary care and family medicine | 38 | 8.2 | NPPES [2] |
| Non-medical home care | 33 | 7.1 | NPPES [2] |
| Chiropractic | 25 | 5.4 | NPPES [2] |
| Optometry and ophthalmology | 25 | 5.4 | NPPES [2] |
| General dentistry | 23 | 4.9 | NPPES [2] |
| Behavioral and mental health group practices | 23 | 4.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 17 | 3.7 | NPPES [2] |
| ABA and autism therapy | 16 | 3.4 | NPPES [2] |
| Dental specialties | 13 | 2.8 | NPPES [2] |
| DME and HME suppliers | 11 | 2.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 11 | 2.4 | NPPES [2] |
| Specialty physician groups | 10 | 2.1 | NPPES [2] |
| Audiology and hearing centers | 8 | 1.7 | NPPES [2] |
| Independent pharmacy | 7 | 1.5 | NPPES [2] |
| Podiatry | 5 | 1.1 | NPPES [2] |
| Dialysis and infusion centers | 4 | 0.9 | NPPES [2] |
| Dermatology | 2 | 0.4 | NPPES [2] |
| NEMT and ambulance | 2 | 0.4 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.4 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.4 | NPPES [2] |
| Urgent care | 1 | 0.2 | NPPES [2] |
| SUD treatment and residential | 1 | 0.2 | NPPES [2] |
| Pain management and interventional | 1 | 0.2 | NPPES [2] |
| Hospice and palliative | 1 | 0.2 | NPPES [2] |
| IV hydration and infusion | 1 | 0.2 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.2 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 103 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Delaware
7 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 7 | Fiscal year published in the SBA file [5] |
| Approved dollars | $2,607,100 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $372,443 | Dollars divided by approvals [5] |
| Lending establishments in the county | 113 | Credit intermediation establishments, NAICS 522 [6] |
The consequence of these numbers
At 93.3 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. Delaware County has 7 approvals to compare against, so plan for extra appraisal time and a conservative valuation. Household income of $92,928 in Delaware is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Medical receivables factoring
- Healthcare AR line and payroll funding
Built from what is enumerated here rather than from a national list, so a field with no presence in Delaware does not appear. Availability is still a Ohio question.
The first pages of a Delaware file
What a funder opens first depends on the field. In Delaware that means physical, occupational, and speech therapy, home health, primary care and family medicine.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (103) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Home health (47) | Medicare certification first, Payer mix second, Days in accounts receivable third | Payroll between visit and remittance |
| Primary care and family medicine (38) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Column one counts Delaware clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Delaware file differently.
How Delaware prices against its neighbors
93.3 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Delaware
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Delaware (current) | 46,521 | 434 | 93.3 | |
| Powell | 14,613 | 318 | 217.6 | 8 |
| Dublin | 49,456 | 1,153 | 233.1 | 13 |
| Worthington | 14,649 | 474 | 323.6 | 13 |
| Westerville | 38,612 | 1,227 | 317.8 | 14 |
| Marysville | 29,276 | 279 | 95.3 | 15 |
| Upper Arlington | 36,140 | 158 | 43.7 | 18 |
How Delaware sits against the nearest metro
Distance to Columbus, OH is 21 miles. Appraisers borrow Columbus, OH rents, and the 46,521 residents set the ceiling on collections. At $92,928 median household income, the elective and cash-pay share of a projection is the line that gets tested first. The hospital fixes two inputs a lender would otherwise estimate in a 46,521 resident town: where referrals originate, and what staff cost. Higher education here explains why summer looks unlike the rest of the year. Delaware is the Delaware County seat, so county employment steadies the payer mix.
Other Ohio markets
- Powell 14,613 residents
- Dublin 49,456 residents
- Worthington 14,649 residents
- Westerville 38,612 residents
- Marysville 29,276 residents
- Upper Arlington 36,140 residents
Questions from Delaware
01How many providers practice in Delaware, and in what?
NPPES lists 434 providers at a Delaware practice address, 93.3 per 10,000 residents across 29 tracked fields. Physical, occupational, and speech therapy accounts for 103 of them, 24 percent of the total, with home health next at 47. Read that as clinicians: 434 enumerations, not 434 owners.
02Why does Delaware County show so little SBA activity?
Only 7 healthcare approvals appear for Delaware County in the published 7(a) and 504 file. Thin volume in Delaware County is a transaction count, not a verdict on borrowers here. The county still holds 113 credit intermediation establishments.
03How does the hospital in Delaware affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 4 Medicare-certified providers in total. A Delaware projection that names the call arrangement reads better than one that assumes it.
04Which fields carry the volume in Delaware?
Physical, occupational, and speech therapy at 103 providers and home health at 47 lead the 29 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
05What does Delaware County's shortage designation change?
The primary care, mental health designation HRSA carries on Delaware County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 46,521 residents gets past the question of who would take the job.
06Is there local lending capacity in Delaware County?
County Business Patterns records 113 credit intermediation establishments in Delaware County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Delaware rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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