Ohio micro-market
Healthcare practice financing in Oregon, Ohio
Direct answer
215 healthcare providers hold a Oregon practice address, 109.0 per 10,000 of its 19,726 residents, 13 percent of them in primary care and family medicine. Lucas County recorded 13 SBA healthcare approvals worth $6,273,000, and Toledo, OH sits 7 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 19,726 residents (10K-25K band)1
- Healthcare providers registered here: 215 across 27 fields2
- Median household income: $82,4673
- Largest provider field: Primary care and family medicine: 28 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Toledo, OH, 7 miles1
Who is enumerated in Oregon
215 providers across 27 fields, 109.0 per 10,000 residents, counted at Oregon addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Primary care and family medicine | 28 | 14.2 | NPPES [2] |
| Physical, occupational, and speech therapy | 28 | 14.2 | NPPES [2] |
| Optometry and ophthalmology | 24 | 12.2 | NPPES [2] |
| Specialty physician groups | 18 | 9.1 | NPPES [2] |
| General dentistry | 16 | 8.1 | NPPES [2] |
| Chiropractic | 14 | 7.1 | NPPES [2] |
| DME and HME suppliers | 10 | 5.1 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 9 | 4.6 | NPPES [2] |
| Independent pharmacy | 8 | 4.1 | NPPES [2] |
| Med spa and aesthetics | 8 | 4.1 | NPPES [2] |
| Home health | 7 | 3.5 | NPPES [2] |
| Dental specialties | 7 | 3.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 6 | 3.0 | NPPES [2] |
| Podiatry | 4 | 2.0 | NPPES [2] |
| Audiology and hearing centers | 4 | 2.0 | NPPES [2] |
| Urgent care | 3 | 1.5 | NPPES [2] |
| Non-medical home care | 3 | 1.5 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 1.5 | NPPES [2] |
| Dialysis and infusion centers | 3 | 1.5 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 1.5 | NPPES [2] |
| ASCs and OBLs | 2 | 1.0 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.0 | NPPES [2] |
| SUD treatment and residential | 1 | 0.5 | NPPES [2] |
| Pain management and interventional | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.5 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Oregon practice can hold more than one of these numbers. 13 percent sit in primary care and family medicine, counted as clinicians rather than as owners.
The lending record behind Oregon
Lenders in Lucas County have already closed 13 healthcare approvals, averaging $482,538, which is the size a new file gets read beside
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 13 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $6,273,000 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | $482,538 | The dollar column over the approval column [5] |
| Lending establishments in the county | 206 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
Underwriting starts with 109.0 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Lucas County already carries $6,273,000 across 13 healthcare approvals, a request near that average moves faster than one well above it. With $82,467 as the median household income, the payer mix in a projection has to match what Oregon households actually spend.
Programs the Oregon mix reaches for
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Ranked from the 27 fields that actually practice in Oregon, weighted toward primary care and family medicine. Availability still depends on Ohio and on the funding partner.
Underwriting by field in Oregon
primary care and family medicine, physical, occupational, and speech therapy, optometry and ophthalmology account for most of what is enumerated in Oregon, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Primary care and family medicine (28) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (28) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Optometry and ophthalmology (24) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
How Oregon prices against its neighbors
Set Oregon's 109.0 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Oregon (current) | 19,726 | 215 | 109.0 | |
| Maumee | 13,625 | 397 | 291.4 | 13 |
| Perrysburg | 25,313 | 388 | 153.3 | 13 |
| Sylvania | 19,102 | 419 | 219.3 | 15 |
| Bowling Green | 30,463 | 236 | 77.5 | 22 |
| Fremont | 15,814 | 204 | 129.0 | 27 |
| Fostoria | 13,063 | 95 | 72.7 | 34 |
How Oregon sits against the nearest metro
Distance to Toledo, OH is 7 miles. Appraisers borrow Toledo, OH rents, and the 19,726 residents set the ceiling on collections. Households here carry $82,467 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. A college in Oregon puts a term-shaped curve into monthly collections.
Nearby Ohio towns
- Maumee 13,625 residents
- Perrysburg 25,313 residents
- Sylvania 19,102 residents
- Bowling Green 30,463 residents
- Fremont 15,814 residents
- Fostoria 13,063 residents
Questions from Oregon
01How many providers practice in Oregon, and in what?
NPPES lists 215 providers at a Oregon practice address, 109.0 per 10,000 residents across 27 tracked fields. Primary care and family medicine accounts for 28 of them, 13 percent of the total, with physical, occupational, and speech therapy next at 28. Read that as clinicians: 215 enumerations, not 215 owners.
02What does Lucas County's shortage designation change?
Lucas County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Oregon can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03How does the hospital in Oregon affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 4 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 109.0 per 10,000 market.
04Which fields carry the volume in Oregon?
Primary care and family medicine at 28 providers and physical, occupational, and speech therapy at 28 lead the 27 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
05Is Oregon underwritten as part of Toledo, OH?
Partly. Toledo, OH is 7 miles out, so rent and equipment comparables travel in from there while patients still come from the 19,726 residents around Oregon. Cost side metro, revenue side local.
06Is there local lending capacity in Lucas County?
County Business Patterns records 206 credit intermediation establishments in Lucas County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Oregon rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.