Ohio micro-market
Healthcare practice financing in Perrysburg, Ohio
Direct answer
A Perrysburg file is read against 388 local clinicians, 153.3 for every 10,000 of its 25,313 residents, 19 percent of them in physical, occupational, and speech therapy, plus the 3 SBA healthcare approvals worth $1,882,000 already recorded in Wood County, 9 miles from Toledo, OH.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 25,313 residents (25K-50K band)1
- Healthcare providers registered here: 388 across 27 fields2
- Median household income: $105,2263
- Largest provider field: Physical, occupational, and speech therapy: 75 registered providers2
- Medicare-certified providers in town: 6 across 3 categories4
- Nearest metro: Toledo, OH, 9 miles1
Who is enumerated in Perrysburg
The NPPES file puts 388 enumerated clinicians inside Perrysburg, spread over 27 fields at 153.3 per 10,000 residents
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 75 | 29.6 | NPPES [2] |
| Primary care and family medicine | 51 | 20.1 | NPPES [2] |
| Optometry and ophthalmology | 32 | 12.6 | NPPES [2] |
| Specialty physician groups | 30 | 11.9 | NPPES [2] |
| Behavioral and mental health group practices | 25 | 9.9 | NPPES [2] |
| Home health | 24 | 9.5 | NPPES [2] |
| Chiropractic | 20 | 7.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 19 | 7.5 | NPPES [2] |
| General dentistry | 16 | 6.3 | NPPES [2] |
| Dermatology | 12 | 4.7 | NPPES [2] |
| Independent pharmacy | 12 | 4.7 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 11 | 4.3 | NPPES [2] |
| Podiatry | 10 | 4.0 | NPPES [2] |
| DME and HME suppliers | 10 | 4.0 | NPPES [2] |
| Non-medical home care | 9 | 3.6 | NPPES [2] |
| Med spa and aesthetics | 8 | 3.2 | NPPES [2] |
| Plastic and cosmetic surgery | 4 | 1.6 | NPPES [2] |
| Urgent care | 3 | 1.2 | NPPES [2] |
| Audiology and hearing centers | 3 | 1.2 | NPPES [2] |
| ABA and autism therapy | 3 | 1.2 | NPPES [2] |
| Hospice and palliative | 3 | 1.2 | NPPES [2] |
| Dental specialties | 2 | 0.8 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.8 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Home health agencies | 3 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Perrysburg practice can hold more than one of these numbers. 19 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What lenders have already approved in Wood County
With 3 healthcare approvals recorded, Wood County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 3 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $1,882,000 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | $627,333 | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 71 | Credit intermediation offices sited in the county [6] |
Reading Perrysburg the way a credit committee does
The ratio that matters up front is 153.3 per 10,000, which decides whether a ramp schedule reads as conservative. A short county record of 3 approvals usually means more documentation and a lower advance against the same collateral. A $105,226 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Perrysburg mix reaches for
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Medical receivables factoring
The order comes from Perrysburg's own provider mix, which physical, occupational, and speech therapy dominates at 19 percent. What a partner can actually place in Ohio is a separate question.
Underwriting by field in Perrysburg
physical, occupational, and speech therapy, primary care and family medicine, optometry and ophthalmology account for most of what is enumerated in Perrysburg, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (75) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (51) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Optometry and ophthalmology (32) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Density beside the neighboring Ohio towns
Set Perrysburg's 153.3 per 10,000 against the towns an appraiser would reach for next
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Perrysburg (current) | 25,313 | 388 | 153.3 | |
| Maumee | 13,625 | 397 | 291.4 | 2 |
| Bowling Green | 30,463 | 236 | 77.5 | 11 |
| Sylvania | 19,102 | 419 | 219.3 | 12 |
| Oregon | 19,726 | 215 | 109.0 | 13 |
| Fostoria | 13,063 | 95 | 72.7 | 29 |
| Fremont | 15,814 | 204 | 129.0 | 30 |
What the geography does to a Perrysburg projection
Toledo, OH lies 9 miles from Perrysburg, close enough that appraisers price the lease against Toledo, OH rents while 25,313 residents set the revenue ceiling. Households here carry $105,226 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. With no hospital in town, a projection has to name where referrals and coverage come from. A degree-granting institution here moves volume on the academic calendar.
More of Ohio
Perrysburg owners, answered
01How many providers practice in Perrysburg, and in what?
388 enumerations sit at Perrysburg addresses in the monthly NPPES file, working out to 153.3 for every 10,000 residents. 19 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 51. An enumeration is a clinician, so the 388 here cover fewer than 388 practices.
02Why does Wood County show so little SBA activity?
The published file records 3 7(a) and 504 approvals to healthcare borrowers in Wood County. That tracks how few Wood County practices changed hands that year, not credit quality. 71 credit intermediation establishments operate in Wood County, so the lending capacity is local even where the healthcare history is not.
03What does a $105,226 median income mean for case acceptance?
Median household income in Perrysburg runs $105,226. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
04What does Wood County's shortage designation change?
Wood County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Perrysburg can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
05Which fields carry the volume in Perrysburg?
Physical, occupational, and speech therapy at 75 providers and primary care and family medicine at 51 lead the 27 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06Is Perrysburg underwritten as part of Toledo, OH?
Comparables and demand split at 9 miles. An appraiser prices the lease and the equipment off Toledo, OH; the revenue line has to hold up against 25,313 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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