Texas micro-market
Healthcare practice financing in Bastrop, Texas
Direct answer
A Bastrop file is read against 216 local clinicians, 169.8 for every 10,000 of its 12,720 residents, 26 percent of them in physical, occupational, and speech therapy, plus the 3 SBA healthcare approvals worth $292,700 already recorded in Bastrop County, 29 miles from Austin-Round Rock-San Marcos, TX.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 12,720 residents (10K-25K band)1
- Healthcare providers registered here: 216 across 26 fields2
- Median household income: $70,6253
- Largest provider field: Physical, occupational, and speech therapy: 57 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Austin-Round Rock-San Marcos, TX, 29 miles1
The clinical base a lender can verify here
216 providers across 26 fields, 169.8 per 10,000 residents, counted at Bastrop addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 57 | 44.8 | NPPES [2] |
| Primary care and family medicine | 32 | 25.2 | NPPES [2] |
| General dentistry | 19 | 14.9 | NPPES [2] |
| Chiropractic | 17 | 13.4 | NPPES [2] |
| Optometry and ophthalmology | 17 | 13.4 | NPPES [2] |
| Dental specialties | 11 | 8.6 | NPPES [2] |
| Specialty physician groups | 9 | 7.1 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 6 | 4.7 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 4.7 | NPPES [2] |
| DME and HME suppliers | 5 | 3.9 | NPPES [2] |
| Imaging centers | 5 | 3.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 3.9 | NPPES [2] |
| Independent pharmacy | 4 | 3.1 | NPPES [2] |
| Home health | 3 | 2.4 | NPPES [2] |
| Clinical and toxicology labs | 3 | 2.4 | NPPES [2] |
| Occupational health and drug testing | 3 | 2.4 | NPPES [2] |
| Podiatry | 2 | 1.6 | NPPES [2] |
| Urgent care | 2 | 1.6 | NPPES [2] |
| ABA and autism therapy | 2 | 1.6 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.6 | NPPES [2] |
| Dermatology | 1 | 0.8 | NPPES [2] |
| SUD treatment and residential | 1 | 0.8 | NPPES [2] |
| Pain management and interventional | 1 | 0.8 | NPPES [2] |
| NEMT and ambulance | 1 | 0.8 | NPPES [2] |
| Hospice and palliative | 1 | 0.8 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 57 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What lenders have already approved in Bastrop County
3 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 3 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $292,700 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $97,567 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 36 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
The ratio that matters up front is 169.8 per 10,000, which decides whether a ramp schedule reads as conservative. Bastrop County has 3 approvals to compare against, so plan for extra appraisal time and a conservative valuation. Household income of $70,625 in Bastrop is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The 26 fields practicing locally set this order. A funding partner, not this list, decides what is available in Texas.
What a funder reads first in Bastrop
physical, occupational, and speech therapy, primary care and family medicine, general dentistry account for most of what is enumerated in Bastrop, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (57) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (32) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (19) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Bastrop against nearby Texas markets
Set Bastrop's 169.8 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Bastrop (current) | 12,720 | 216 | 169.8 | |
| Elgin | 12,438 | 56 | 45.0 | 17 |
| Manor | 21,500 | 96 | 44.7 | 22 |
| Lockhart | 17,166 | 76 | 44.3 | 27 |
| Pflugerville | 66,819 | 472 | 70.6 | 29 |
| Taylor | 17,872 | 91 | 50.9 | 32 |
| Buda | 16,090 | 146 | 90.7 | 32 |
How Bastrop sits against the nearest metro
Distance to Austin-Round Rock-San Marcos, TX is 29 miles. That is close enough for rent in Bastrop to be compared against the metro and far enough that patient draw is not. At $70,625 median household income, the elective and cash-pay share of a projection is the line that gets tested first. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed. A college in Bastrop puts a term-shaped curve into monthly collections. Bastrop is the Bastrop County seat, so county employment steadies the payer mix.
Other Texas markets
Bastrop owners, answered
01How many providers practice in Bastrop, and in what?
NPPES lists 216 providers at a Bastrop practice address, 169.8 per 10,000 residents across 26 tracked fields. Physical, occupational, and speech therapy accounts for 57 of them, 26 percent of the total, with primary care and family medicine next at 32. Read that as clinicians: 216 enumerations, not 216 owners.
02Why does Bastrop County show so little SBA activity?
The published file records 3 7(a) and 504 approvals to healthcare borrowers in Bastrop County. That tracks how few Bastrop County practices changed hands that year, not credit quality. 36 credit intermediation establishments operate in Bastrop County, so the lending capacity is local even where the healthcare history is not.
03What does Bastrop County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Bastrop County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 12,720 residents gets past the question of who would take the job.
04Which fields carry the volume in Bastrop?
Volume concentrates in physical, occupational, and speech therapy, 57 of them, ahead of primary care and family medicine at 32, across 26 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
05How many Medicare-certified providers are based in Bastrop?
Care Compare lists 4 certified providers with a Bastrop address. That count is a proxy for how much of the local revenue arrives on a federal payment cycle rather than at the front desk.
06Is Bastrop underwritten as part of Austin-Round Rock-San Marcos, TX?
Austin-Round Rock-San Marcos, TX sits 29 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Austin-Round Rock-San Marcos, TX; the 12,720 residents set the ceiling a projection can defend.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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