Texas micro-market
Healthcare practice financing in Pflugerville, Texas
Direct answer
A Pflugerville file is read against 472 local clinicians, 70.6 for every 10,000 of its 66,819 residents, 28 percent of them in physical, occupational, and speech therapy, plus the 52 SBA healthcare approvals worth $39,396,700 already recorded in Travis County, 14 miles from Austin-Round Rock-San Marcos, TX.
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- Population: 66,819 residents (50K-100K band)1
- Healthcare providers registered here: 472 across 26 fields2
- Median household income: $112,6563
- Largest provider field: Physical, occupational, and speech therapy: 133 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Austin-Round Rock-San Marcos, TX, 14 miles1
Who is enumerated in Pflugerville
70.6 providers per 10,000 residents is what 472 enumerations across 26 fields works out to in a town of 66,819
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 133 | 19.9 | NPPES [2] |
| General dentistry | 47 | 7.0 | NPPES [2] |
| Home health | 39 | 5.8 | NPPES [2] |
| DME and HME suppliers | 28 | 4.2 | NPPES [2] |
| ABA and autism therapy | 28 | 4.2 | NPPES [2] |
| Primary care and family medicine | 27 | 4.0 | NPPES [2] |
| Optometry and ophthalmology | 27 | 4.0 | NPPES [2] |
| Specialty physician groups | 23 | 3.4 | NPPES [2] |
| Chiropractic | 22 | 3.3 | NPPES [2] |
| Non-medical home care | 17 | 2.5 | NPPES [2] |
| Behavioral and mental health group practices | 16 | 2.4 | NPPES [2] |
| Dental specialties | 13 | 1.9 | NPPES [2] |
| Independent pharmacy | 12 | 1.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 10 | 1.5 | NPPES [2] |
| Audiology and hearing centers | 5 | 0.7 | NPPES [2] |
| Clinical and toxicology labs | 4 | 0.6 | NPPES [2] |
| Dermatology | 3 | 0.4 | NPPES [2] |
| Hospice and palliative | 3 | 0.4 | NPPES [2] |
| Med spa and aesthetics | 3 | 0.4 | NPPES [2] |
| Podiatry | 2 | 0.3 | NPPES [2] |
| Urgent care | 2 | 0.3 | NPPES [2] |
| Dialysis and infusion centers | 2 | 0.3 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.3 | NPPES [2] |
| Occupational health and drug testing | 2 | 0.3 | NPPES [2] |
| Imaging centers | 1 | 0.1 | NPPES [2] |
| NEMT and ambulance | 1 | 0.1 | NPPES [2] |
| Medical equipment suppliers | 11 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 133 of the 472 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Pflugerville
Lenders in Travis County have already closed 52 healthcare approvals, averaging $757,629, which is the size a new file gets read beside
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 52 | Fiscal year published in the SBA file [5] |
| Approved dollars | $39,396,700 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $757,629 | Dollars divided by approvals [5] |
| Lending establishments in the county | 803 | Credit intermediation establishments, NAICS 522 [6] |
The consequence of these numbers
Underwriting starts with 70.6 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Travis County already carries $39,396,700 across 52 healthcare approvals, a request near that average moves faster than one well above it. With $112,656 as the median household income, the payer mix in a projection has to match what Pflugerville households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Medical receivables factoring
- Expansion, relocation, and build-out
The 26 fields practicing locally set this order. A funding partner, not this list, decides what is available in Texas.
Underwriting by field in Pflugerville
What a funder opens first depends on the field. In Pflugerville that means physical, occupational, and speech therapy, general dentistry, home health.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (133) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (47) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Home health (39) | Medicare certification first, Payer mix second, Days in accounts receivable third | Payroll between visit and remittance |
The first column is Pflugerville's own NPPES count. The rest is how the field is generally underwritten, whether the address is Pflugerville or anywhere else.
Density beside the neighboring Texas towns
70.6 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Pflugerville
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Pflugerville (current) | 66,819 | 472 | 70.6 | |
| Manor | 21,500 | 96 | 44.7 | 7 |
| Hutto | 42,661 | 138 | 32.3 | 7 |
| Taylor | 17,872 | 91 | 50.9 | 13 |
| Cedar Park | 78,380 | 952 | 121.5 | 14 |
| Elgin | 12,438 | 56 | 45.0 | 14 |
| Leander | 87,511 | 300 | 34.3 | 18 |
How Pflugerville sits against the nearest metro
Distance to Austin-Round Rock-San Marcos, TX is 14 miles. Appraisers borrow Austin-Round Rock-San Marcos, TX rents, and the 66,819 residents set the ceiling on collections. At $112,656 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable.
Other Texas markets
Questions from Pflugerville
01How many providers practice in Pflugerville, and in what?
NPPES lists 472 providers at a Pflugerville practice address, 70.6 per 10,000 residents across 26 tracked fields. Physical, occupational, and speech therapy accounts for 133 of them, 28 percent of the total, with general dentistry next at 47. Read that as clinicians: 472 enumerations, not 472 owners.
02What does Travis County's shortage designation change?
Designated for primary care, dental, mental health, Travis County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03How does the hospital in Pflugerville affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 4 Medicare-certified providers in total. A Pflugerville projection that names the call arrangement reads better than one that assumes it.
04Which fields carry the volume in Pflugerville?
Volume concentrates in physical, occupational, and speech therapy, 133 of them, ahead of general dentistry at 47, across 26 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
05What does SBA lending look like around Pflugerville?
The county file behind Pflugerville holds 52 healthcare approvals totaling $39,396,700, an average of $757,629. Those are the loan sizes lenders in Travis County have already carried.
06Is Pflugerville underwritten as part of Austin-Round Rock-San Marcos, TX?
Comparables and demand split at 14 miles. An appraiser prices the lease and the equipment off Austin-Round Rock-San Marcos, TX; the revenue line has to hold up against 66,819 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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