Utah micro-market
Healthcare practice financing in Kaysville, Utah
Direct answer
127 healthcare providers hold a Kaysville practice address, 38.2 per 10,000 of its 33,252 residents, 17 percent of them in physical, occupational, and speech therapy. Davis County recorded 22 SBA healthcare approvals worth $16,130,900, and Ogden, UT sits 14 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Utah, and how many partners see it, is set out on the Utah page.
- Population: 33,252 residents (25K-50K band)1
- Healthcare providers registered here: 127 across 26 fields2
- Median household income: $128,9963
- Largest provider field: Physical, occupational, and speech therapy: 21 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Ogden, UT, 14 miles1
The provider census in Kaysville
Counted at the town's own addresses: 127 providers, 26 fields, 38.2 clinicians per 10,000 of the 33,252 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 21 | 6.3 | NPPES [2] |
| Primary care and family medicine | 17 | 5.1 | NPPES [2] |
| General dentistry | 17 | 5.1 | NPPES [2] |
| Chiropractic | 12 | 3.6 | NPPES [2] |
| Dental specialties | 12 | 3.6 | NPPES [2] |
| Optometry and ophthalmology | 7 | 2.1 | NPPES [2] |
| DME and HME suppliers | 5 | 1.5 | NPPES [2] |
| ABA and autism therapy | 4 | 1.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 1.2 | NPPES [2] |
| Independent pharmacy | 3 | 0.9 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 0.9 | NPPES [2] |
| Home health | 2 | 0.6 | NPPES [2] |
| SUD treatment and residential | 2 | 0.6 | NPPES [2] |
| Audiology and hearing centers | 2 | 0.6 | NPPES [2] |
| Non-medical home care | 2 | 0.6 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.6 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 0.6 | NPPES [2] |
| Occupational health and drug testing | 2 | 0.6 | NPPES [2] |
| Podiatry | 1 | 0.3 | NPPES [2] |
| Dermatology | 1 | 0.3 | NPPES [2] |
| NEMT and ambulance | 1 | 0.3 | NPPES [2] |
| Hospice and palliative | 1 | 0.3 | NPPES [2] |
| Clinical research sites | 1 | 0.3 | NPPES [2] |
| Specialty physician groups | 1 | 0.3 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.3 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 21 of the 127 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Davis County
The published file shows 22 healthcare approvals in Davis County, $16,130,900 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 22 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $16,130,900 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $733,223 | The dollar column over the approval column [5] |
| Lenders sited in the county | 204 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
Density of 38.2 per 10,000 sets the patient draw a projection can claim without an argument. Because Davis County already carries $16,130,900 across 22 healthcare approvals, a request near that average moves faster than one well above it. Household income of $128,996 in Kaysville is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Weighted by how often each of the 26 local fields reaches for a program, not by what is easiest to refer. Utah rules and the partner decide availability.
Underwriting by field in Kaysville
What a funder opens first depends on the field. In Kaysville that means physical, occupational, and speech therapy, primary care and family medicine, general dentistry.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (21) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (17) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (17) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
NPPES supplies the Kaysville counts. The reading columns describe the field in general, and no partner reviewing a Kaysville file is bound by them.
Kaysville against nearby Utah markets
Density is the number that moves an appraisal: 38.2 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Kaysville (current) | 33,252 | 127 | 38.2 | |
| Layton | 84,348 | 693 | 82.2 | 3 |
| Farmington | 26,163 | 155 | 59.2 | 4 |
| Clearfield | 34,778 | 186 | 53.5 | 6 |
| Centerville | 16,560 | 79 | 47.7 | 8 |
| Syracuse | 38,999 | 82 | 21.0 | 8 |
| Clinton | 23,728 | 58 | 24.4 | 10 |
How Kaysville sits against the nearest metro
14 miles separate Kaysville from Ogden, UT. Lease pricing follows Ogden, UT, while revenue stays capped by the 33,252 residents here. Median household income runs $128,996, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed. Higher education here explains why summer looks unlike the rest of the year.
Nearby Utah towns
- Layton 84,348 residents
- Farmington 26,163 residents
- Clearfield 34,778 residents
- Centerville 16,560 residents
- Syracuse 38,999 residents
- Clinton 23,728 residents
Questions from Kaysville
01How many providers practice in Kaysville, and in what?
Across 26 fields, Kaysville carries 127 enumerated clinicians, 38.2 per 10,000 of the 33,252 people living here. The concentration is in physical, occupational, and speech therapy, 21 of the total, then primary care and family medicine at 17. Count practices from that only with care.
02What does a $128,996 median income mean for case acceptance?
Median household income in Kaysville runs $128,996. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
03What does Davis County's shortage designation change?
HRSA designates Davis County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Kaysville and evidences a staffing ramp in a 33,252 resident market.
04Which fields carry the volume in Kaysville?
The 26 enumerated fields are led by physical, occupational, and speech therapy at 21, with primary care and family medicine at 17 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
05Is Kaysville underwritten as part of Ogden, UT?
Ogden, UT sits 14 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Ogden, UT; the 33,252 residents set the ceiling a projection can defend.
06Is there local lending capacity in Davis County?
County Business Patterns records 204 credit intermediation establishments in Davis County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Kaysville rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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