Wisconsin micro-market
Healthcare practice financing in Beaver Dam, Wisconsin
Direct answer
16,443 residents, 230 enumerated clinicians, 139.9 per 10,000, 34 percent of them in physical, occupational, and speech therapy: that is the Beaver Dam market a funder prices. Dodge County adds 0 healthcare approvals worth $0 and 28 miles of distance to Fond du Lac, WI.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Wisconsin, and how many partners see it, is set out on the Wisconsin page.
- Population: 16,443 residents (10K-25K band)1
- Healthcare providers registered here: 230 across 25 fields2
- Median household income: $68,7573
- Largest provider field: Physical, occupational, and speech therapy: 78 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Fond du Lac, WI, 28 miles1
Fields practicing inside Beaver Dam
Counted at the town's own addresses: 230 providers, 25 fields, 139.9 clinicians per 10,000 of the 16,443 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 78 | 47.4 | NPPES [2] |
| Primary care and family medicine | 25 | 15.2 | NPPES [2] |
| Optometry and ophthalmology | 19 | 11.6 | NPPES [2] |
| Chiropractic | 18 | 10.9 | NPPES [2] |
| DME and HME suppliers | 11 | 6.7 | NPPES [2] |
| Specialty physician groups | 11 | 6.7 | NPPES [2] |
| General dentistry | 10 | 6.1 | NPPES [2] |
| Independent pharmacy | 7 | 4.3 | NPPES [2] |
| Audiology and hearing centers | 6 | 3.6 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 3.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 3.6 | NPPES [2] |
| Dermatology | 4 | 2.4 | NPPES [2] |
| Dental specialties | 4 | 2.4 | NPPES [2] |
| Non-medical home care | 4 | 2.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 4 | 2.4 | NPPES [2] |
| Podiatry | 3 | 1.8 | NPPES [2] |
| Home health | 3 | 1.8 | NPPES [2] |
| Clinical and toxicology labs | 3 | 1.8 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.2 | NPPES [2] |
| ASCs and OBLs | 1 | 0.6 | NPPES [2] |
| Sleep centers | 1 | 0.6 | NPPES [2] |
| NEMT and ambulance | 1 | 0.6 | NPPES [2] |
| ABA and autism therapy | 1 | 0.6 | NPPES [2] |
| Hospice and palliative | 1 | 0.6 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 8 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Beaver Dam practice can hold more than one of these numbers. 34 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What Dodge County credit files already show
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 0 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $0 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | No approvals recorded | Dollars divided by approvals [5] |
| Credit offices operating locally | 44 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
The ratio that matters up front is 139.9 per 10,000, which decides whether a ramp schedule reads as conservative. With 0 approvals on record in Dodge County, expect a longer appraisal and a wider collateral discount. Household income of $68,757 in Beaver Dam is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Ranked from the 25 fields that actually practice in Beaver Dam, weighted toward physical, occupational, and speech therapy. Availability still depends on Wisconsin and on the funding partner.
The first pages of a Beaver Dam file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, optometry and ophthalmology
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (78) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (25) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Optometry and ophthalmology (19) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
NPPES supplies the Beaver Dam counts. The reading columns describe the field in general, and no partner reviewing a Beaver Dam file is bound by them.
Beaver Dam against nearby Wisconsin markets
The neighboring markets below are the ones a valuation borrows from when Beaver Dam has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Beaver Dam (current) | 16,443 | 230 | 139.9 | |
| Waupun | 11,131 | 73 | 65.6 | 12 |
| Watertown | 22,617 | 212 | 93.7 | 20 |
| Hartford | 15,984 | 139 | 87.0 | 25 |
| Fond du Lac | 44,469 | 533 | 119.9 | 28 |
| Windsor | 10,005 | 20 | 20.0 | 28 |
| Sun Prairie | 39,253 | 264 | 67.3 | 29 |
Distance, income, and the wage floor around Beaver Dam
Fond du Lac, WI lies 28 miles from Beaver Dam, close enough for rent comparables to travel and far enough that patient draw does not. Median household income runs $68,757, which is the number a funder converts into case acceptance on anything elective or cash-pay. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set.
Other Wisconsin markets
- Waupun 11,131 residents
- Watertown 22,617 residents
- Hartford 15,984 residents
- Fond du Lac 44,469 residents
- Windsor 10,005 residents
- Sun Prairie 39,253 residents
Beaver Dam owners, answered
01How many providers practice in Beaver Dam, and in what?
Across 25 fields, Beaver Dam carries 230 enumerated clinicians, 139.9 per 10,000 of the 16,443 people living here. The concentration is in physical, occupational, and speech therapy, 78 of the total, then primary care and family medicine at 25. Count practices from that only with care.
02What does Dodge County's shortage designation change?
HRSA designates Dodge County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Beaver Dam and evidences a staffing ramp in a 16,443 resident market.
03Why does Dodge County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Dodge County. That tracks how few Dodge County practices changed hands that year, not credit quality. 44 credit intermediation establishments operate in Dodge County, so the lending capacity is local even where the healthcare history is not.
04Is Beaver Dam underwritten as part of Fond du Lac, WI?
Comparables and demand split at 28 miles. An appraiser prices the lease and the equipment off Fond du Lac, WI; the revenue line has to hold up against 16,443 local residents.
05How does the hospital in Beaver Dam affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 3 Medicare-certified providers in total. A Beaver Dam projection that names the call arrangement reads better than one that assumes it.
06Is there local lending capacity in Dodge County?
County Business Patterns records 44 credit intermediation establishments in Dodge County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Beaver Dam rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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