Wyoming micro-market
Healthcare practice financing in Cody, Wyoming
Direct answer
Density decides a lot here. Cody runs 220.4 providers per 10,000 residents, 229 clinicians against 10,391 people, 28 percent of them in physical, occupational, and speech therapy, while Park County lenders have approved 0 healthcare files worth $0 and the nearest metro is 91 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Wyoming, and how many partners see it, is set out on the Wyoming page.
- Population: 10,391 residents (10K-25K band)1
- Healthcare providers registered here: 229 across 28 fields2
- Median household income: $68,6763
- Largest provider field: Physical, occupational, and speech therapy: 63 registered providers2
- Medicare-certified providers in town: 4 across 4 categories4
- Nearest metro: Billings, MT, 91 miles1
The clinical base a lender can verify here
Counted at the town's own addresses: 229 providers, 28 fields, 220.4 clinicians per 10,000 of the 10,391 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 63 | 60.6 | NPPES [2] |
| Behavioral and mental health group practices | 28 | 26.9 | NPPES [2] |
| Primary care and family medicine | 17 | 16.4 | NPPES [2] |
| Specialty physician groups | 17 | 16.4 | NPPES [2] |
| Chiropractic | 13 | 12.5 | NPPES [2] |
| Optometry and ophthalmology | 13 | 12.5 | NPPES [2] |
| DME and HME suppliers | 11 | 10.6 | NPPES [2] |
| General dentistry | 11 | 10.6 | NPPES [2] |
| Dental specialties | 6 | 5.8 | NPPES [2] |
| Audiology and hearing centers | 6 | 5.8 | NPPES [2] |
| NEMT and ambulance | 5 | 4.8 | NPPES [2] |
| Independent pharmacy | 5 | 4.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 4.8 | NPPES [2] |
| SUD treatment and residential | 4 | 3.8 | NPPES [2] |
| ABA and autism therapy | 3 | 2.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 2.9 | NPPES [2] |
| Home health | 2 | 1.9 | NPPES [2] |
| Hospice and palliative | 2 | 1.9 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.9 | NPPES [2] |
| IV hydration and infusion | 2 | 1.9 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.9 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.9 | NPPES [2] |
| Occupational health and drug testing | 2 | 1.9 | NPPES [2] |
| Dermatology | 1 | 1.0 | NPPES [2] |
| ASCs and OBLs | 1 | 1.0 | NPPES [2] |
| Imaging centers | 1 | 1.0 | NPPES [2] |
| Mobile diagnostics | 1 | 1.0 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 1.0 | NPPES [2] |
| Medical equipment suppliers | 11 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 63 of the 229 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Park County
0 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 0 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $0 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | No approvals recorded | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 25 | Credit intermediation offices sited in the county [6] |
What the two tables above change about a file
The ratio that matters up front is 220.4 per 10,000, which decides whether a ramp schedule reads as conservative. With 0 approvals on record in Park County, expect a longer appraisal and a wider collateral discount. Household income of $68,676 in Cody is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 28 fields that actually practice in Cody, weighted toward physical, occupational, and speech therapy. Availability still depends on Wyoming and on the funding partner.
What a funder reads first in Cody
physical, occupational, and speech therapy, behavioral and mental health group practices, primary care and family medicine account for most of what is enumerated in Cody, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (63) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (28) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Primary care and family medicine (17) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
How Cody prices against its neighbors
Comparables travel. These are the Wyoming towns whose density, at 220.4 per 10,000 here, gets weighed beside this one.
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Cody (current) | 10,391 | 229 | 220.4 | |
| Sheridan | 19,813 | 430 | 217.0 | 105 |
| Riverton | 10,953 | 181 | 165.3 | 108 |
| Jackson | 10,680 | 243 | 227.5 | 111 |
| Gillette | 33,846 | 361 | 106.7 | 176 |
| Casper | 58,823 | 819 | 139.2 | 178 |
| Rock Springs | 22,967 | 239 | 104.1 | 202 |
What the geography does to a Cody projection
91 miles separate Cody from Billings, MT. Equipment sold at that distance has no local buyer, and the advance rate carries the discount. Median household income runs $68,676, which is the number a funder converts into case acceptance on anything elective or cash-pay. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. Cody is the Park County seat, so county employment steadies the payer mix.
Other Wyoming markets
Cody owners, answered
01How many providers practice in Cody, and in what?
NPPES lists 229 providers at a Cody practice address, 220.4 per 10,000 residents across 28 tracked fields. Physical, occupational, and speech therapy accounts for 63 of them, 28 percent of the total, with behavioral and mental health group practices next at 28. Read that as clinicians: 229 enumerations, not 229 owners.
02Does being 91 miles out change the underwriting?
Billings, MT is 91 miles away, far enough that rent and equipment resale comparables get pulled from Park County rather than a metro market. At 91 miles the appraisal window runs longer and equipment resale gets discounted.
03Why does Park County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Park County. That tracks how few Park County practices changed hands that year, not credit quality. 25 credit intermediation establishments operate in Park County, so the lending capacity is local even where the healthcare history is not.
04What does Park County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Park County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 10,391 residents gets past the question of who would take the job.
05How does the hospital in Cody affect a practice file?
It makes the staffing and referral lines checkable. 4 Medicare-certified providers hold Cody addresses, and the hospital sets the wage a clinical hire is bid against in a 220.4 per 10,000 market.
06Does being the Park County seat change anything?
Cody is the Park County seat, so county payroll steadies the payer mix and courthouse traffic keeps the daytime population above the 10,391 residents on the census. Both show up as a flatter seasonal curve in a collections history.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.