Arkansas micro-market
Healthcare practice financing in Magnolia, Arkansas
Direct answer
10,759 residents, 150 enumerated clinicians, 139.4 per 10,000, 23 percent of them in primary care and family medicine: that is the Magnolia market a funder prices. Columbia County adds 0 healthcare approvals worth $0 and 51 miles of distance to Texarkana, TX-AR.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Arkansas, and how many partners see it, is set out on the Arkansas page.
- Population: 10,759 residents (10K-25K band)1
- Healthcare providers registered here: 150 across 19 fields2
- Median household income: $42,1883
- Largest provider field: Primary care and family medicine: 34 registered providers2
- Medicare-certified providers in town: 4 across 4 categories4
- Nearest metro: Texarkana, TX-AR, 51 miles1
The clinical base a lender can verify here
139.4 providers per 10,000 residents is what 150 enumerations across 19 fields works out to in a town of 10,759
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Primary care and family medicine | 34 | 31.6 | NPPES [2] |
| Physical, occupational, and speech therapy | 29 | 27.0 | NPPES [2] |
| Behavioral and mental health group practices | 17 | 15.8 | NPPES [2] |
| Optometry and ophthalmology | 10 | 9.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 10 | 9.3 | NPPES [2] |
| Chiropractic | 7 | 6.5 | NPPES [2] |
| General dentistry | 7 | 6.5 | NPPES [2] |
| DME and HME suppliers | 6 | 5.6 | NPPES [2] |
| Independent pharmacy | 6 | 5.6 | NPPES [2] |
| Specialty physician groups | 6 | 5.6 | NPPES [2] |
| Home health | 5 | 4.6 | NPPES [2] |
| Hospice and palliative | 3 | 2.8 | NPPES [2] |
| Dialysis and infusion centers | 3 | 2.8 | NPPES [2] |
| Non-medical home care | 2 | 1.9 | NPPES [2] |
| Urgent care | 1 | 0.9 | NPPES [2] |
| ASCs and OBLs | 1 | 0.9 | NPPES [2] |
| NEMT and ambulance | 1 | 0.9 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.9 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Primary care and family medicine carries 34 of the 150 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Magnolia
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 0 | Fiscal year published in the SBA file [5] |
| Approved dollars | $0 | Sum of approvals to healthcare borrowers [5] |
| Average approval | No approvals recorded | Dollars divided by approvals [5] |
| Lending establishments in the county | 16 | Credit intermediation establishments, NAICS 522 [6] |
Reading Magnolia the way a credit committee does
At 139.4 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. With 0 approvals on record in Columbia County, expect a longer appraisal and a wider collateral discount. A $42,188 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 19 local fields reaches for a program, not by what is easiest to refer. Arkansas rules and the partner decide availability.
Underwriting by field in Magnolia
Drawn from the fields that actually practice here: primary care and family medicine, physical, occupational, and speech therapy, behavioral and mental health group practices
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Primary care and family medicine (34) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (29) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (17) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
The first column is Magnolia's own NPPES count. The rest is how the field is generally underwritten, whether the address is Magnolia or anywhere else.
Density beside the neighboring Arkansas towns
139.4 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Magnolia
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Magnolia (current) | 10,759 | 150 | 139.4 | |
| Camden | 10,116 | 136 | 134.4 | 30 |
| El Dorado | 16,657 | 265 | 159.1 | 33 |
| Texarkana | 28,897 | 216 | 74.7 | 45 |
| Malvern | 11,082 | 138 | 124.5 | 79 |
| Hot Springs | 37,971 | 822 | 216.5 | 84 |
| Pine Bluff | 38,785 | 387 | 99.8 | 95 |
How Magnolia sits against the nearest metro
Distance to Texarkana, TX-AR is 51 miles. That is close enough for rent in Magnolia to be compared against the metro and far enough that patient draw is not. Median household income runs $42,188, which is the number a funder converts into case acceptance on anything elective or cash-pay. With no hospital in town, a projection has to name where referrals and coverage come from. Higher education here explains why summer looks unlike the rest of the year. Magnolia is the Columbia County seat, so county employment steadies the payer mix.
Other Arkansas markets
- Camden 10,116 residents
- El Dorado 16,657 residents
- Texarkana 28,897 residents
- Malvern 11,082 residents
- Hot Springs 37,971 residents
- Pine Bluff 38,785 residents
Magnolia owners, answered
01How many providers practice in Magnolia, and in what?
NPPES lists 150 providers at a Magnolia practice address, 139.4 per 10,000 residents across 19 tracked fields. Primary care and family medicine accounts for 34 of them, 23 percent of the total, with physical, occupational, and speech therapy next at 29. Read that as clinicians: 150 enumerations, not 150 owners.
02Why does Columbia County show so little SBA activity?
Only 0 healthcare approvals appear for Columbia County in the published 7(a) and 504 file. Thin volume in Columbia County is a transaction count, not a verdict on borrowers here. The county still holds 16 credit intermediation establishments.
03Is Magnolia underwritten as part of Texarkana, TX-AR?
Partly. Texarkana, TX-AR is 51 miles out, so rent and equipment comparables travel in from there while patients still come from the 10,759 residents around Magnolia. Cost side metro, revenue side local.
04What does Columbia County's shortage designation change?
HRSA designates Columbia County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Magnolia and evidences a staffing ramp in a 10,759 resident market.
05What does a $42,188 median income mean for case acceptance?
Median household income in Magnolia runs $42,188. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Does being the Columbia County seat change anything?
Magnolia is the Columbia County seat, so county payroll steadies the payer mix and courthouse traffic keeps the daytime population above the 10,759 residents on the census. Both show up as a flatter seasonal curve in a collections history.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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