Arkansas micro-market
Healthcare practice financing in Pine Bluff, Arkansas
Direct answer
Jefferson County carries 1 SBA healthcare approvals worth $150,000, and inside Pine Bluff the census shows 387 enumerated clinicians against 38,785 residents, 99.8 per 10,000, 25 percent of them in primary care and family medicine. Little Rock-North Little Rock-Conway, AR lies 41 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Arkansas, and how many partners see it, is set out on the Arkansas page.
- Population: 38,785 residents (25K-50K band)1
- Healthcare providers registered here: 387 across 31 fields2
- Median household income: $41,2503
- Largest provider field: Primary care and family medicine: 97 registered providers2
- Medicare-certified providers in town: 5 across 2 categories4
- Nearest metro: Little Rock-North Little Rock-Conway, AR, 41 miles1
The provider census in Pine Bluff
99.8 providers per 10,000 residents is what 387 enumerations across 31 fields works out to in a town of 38,785
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Primary care and family medicine | 97 | 25.0 | NPPES [2] |
| Physical, occupational, and speech therapy | 69 | 17.8 | NPPES [2] |
| Specialty physician groups | 26 | 6.7 | NPPES [2] |
| General dentistry | 21 | 5.4 | NPPES [2] |
| Optometry and ophthalmology | 18 | 4.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 17 | 4.4 | NPPES [2] |
| Behavioral and mental health group practices | 16 | 4.1 | NPPES [2] |
| Independent pharmacy | 14 | 3.6 | NPPES [2] |
| Chiropractic | 13 | 3.4 | NPPES [2] |
| Dental specialties | 11 | 2.8 | NPPES [2] |
| DME and HME suppliers | 9 | 2.3 | NPPES [2] |
| SUD treatment and residential | 9 | 2.3 | NPPES [2] |
| ASCs and OBLs | 7 | 1.8 | NPPES [2] |
| Audiology and hearing centers | 7 | 1.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 7 | 1.8 | NPPES [2] |
| Med spa and aesthetics | 6 | 1.5 | NPPES [2] |
| Telehealth and virtual clinics | 6 | 1.5 | NPPES [2] |
| Home health | 5 | 1.3 | NPPES [2] |
| Non-medical home care | 5 | 1.3 | NPPES [2] |
| Clinical and toxicology labs | 5 | 1.3 | NPPES [2] |
| Dermatology | 4 | 1.0 | NPPES [2] |
| Podiatry | 3 | 0.8 | NPPES [2] |
| Hospice and palliative | 3 | 0.8 | NPPES [2] |
| Dialysis and infusion centers | 2 | 0.5 | NPPES [2] |
| Urgent care | 1 | 0.3 | NPPES [2] |
| NEMT and ambulance | 1 | 0.3 | NPPES [2] |
| ABA and autism therapy | 1 | 0.3 | NPPES [2] |
| Clinical research sites | 1 | 0.3 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.3 | NPPES [2] |
| IV hydration and infusion | 1 | 0.3 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 8 | CMS [4] | |
| Ambulatory surgical centers | 3 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] |
Several of the 97 primary care and family medicine enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Pine Bluff
With 1 healthcare approvals recorded, Jefferson County gives a valuation almost nothing local to lean on
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 1 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $150,000 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $150,000 | The dollar column over the approval column [5] |
| Lenders sited in the county | 40 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
A file from here opens on 99.8 providers per 10,000 residents, and everything about volume follows from it. A short county record of 1 approvals usually means more documentation and a lower advance against the same collateral. A $41,250 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Expansion, relocation, and build-out
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
Weighted by how often each of the 31 local fields reaches for a program, not by what is easiest to refer. Arkansas rules and the partner decide availability.
What a funder reads first in Pine Bluff
primary care and family medicine, physical, occupational, and speech therapy, specialty physician groups account for most of what is enumerated in Pine Bluff, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Primary care and family medicine (97) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (69) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (26) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Counts in the first column are Pine Bluff providers from NPPES. The other two columns describe how funders read that field across markets like Pine Bluff, not what any funder will do with your file.
Density beside the neighboring Arkansas towns
Set Pine Bluff's 99.8 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Pine Bluff (current) | 38,785 | 387 | 99.8 | |
| Bryant | 22,271 | 269 | 120.8 | 39 |
| Benton | 38,088 | 444 | 116.6 | 40 |
| Sherwood | 33,281 | 256 | 76.9 | 45 |
| Jacksonville | 29,129 | 241 | 82.7 | 46 |
| Malvern | 11,082 | 138 | 124.5 | 47 |
| Maumelle | 19,541 | 127 | 65.0 | 49 |
What the geography does to a Pine Bluff projection
41 miles separate Pine Bluff from Little Rock-North Little Rock-Conway, AR. Rent comparables cross that gap; patients mostly do not. Households here carry $41,250 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Hospital coverage inside Pine Bluff means a call schedule can be evidenced rather than described. Higher education here explains why summer looks unlike the rest of the year. Pine Bluff is the Jefferson County seat, so county employment steadies the payer mix.
Nearby Arkansas towns
Pine Bluff owners, answered
01How many providers practice in Pine Bluff, and in what?
387 enumerations sit at Pine Bluff addresses in the monthly NPPES file, working out to 99.8 for every 10,000 residents. 25 percent of them are primary care and family medicine, and physical, occupational, and speech therapy follows with 69. An enumeration is a clinician, so the 387 here cover fewer than 387 practices.
02What does Jefferson County's shortage designation change?
Designated for primary care, dental, mental health, Jefferson County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Jefferson County show so little SBA activity?
Jefferson County shows 1 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 40 lending establishments operate locally.
04How does the hospital in Pine Bluff affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 5 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 99.8 per 10,000 market.
05Is Pine Bluff underwritten as part of Little Rock-North Little Rock-Conway, AR?
Partly. Little Rock-North Little Rock-Conway, AR is 41 miles out, so rent and equipment comparables travel in from there while patients still come from the 38,785 residents around Pine Bluff. Cost side metro, revenue side local.
06Which fields carry the volume in Pine Bluff?
Primary care and family medicine at 97 providers and physical, occupational, and speech therapy at 69 lead the 31 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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