Colorado micro-market
Healthcare practice financing in Castle Rock, Colorado
Direct answer
Density decides a lot here. Castle Rock runs 97.0 providers per 10,000 residents, 807 clinicians against 83,213 people, 38 percent of them in physical, occupational, and speech therapy, while Douglas County lenders have approved 13 healthcare files worth $8,081,200 and the nearest metro is 27 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Colorado, and how many partners see it, is set out on the Colorado page.
- Population: 83,213 residents (50K-100K band)1
- Healthcare providers registered here: 807 across 31 fields2
- Median household income: $143,0313
- Largest provider field: Physical, occupational, and speech therapy: 304 registered providers2
- Medicare-certified providers in town: 7 across 4 categories4
- Nearest metro: Denver-Aurora-Centennial, CO, 27 miles1
Castle Rock clinicians, by field
Counted at the town's own addresses: 807 providers, 31 fields, 97.0 clinicians per 10,000 of the 83,213 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 304 | 36.5 | NPPES [2] |
| Primary care and family medicine | 72 | 8.7 | NPPES [2] |
| Chiropractic | 62 | 7.5 | NPPES [2] |
| ABA and autism therapy | 56 | 6.7 | NPPES [2] |
| Behavioral and mental health group practices | 45 | 5.4 | NPPES [2] |
| General dentistry | 44 | 5.3 | NPPES [2] |
| Optometry and ophthalmology | 35 | 4.2 | NPPES [2] |
| Dental specialties | 30 | 3.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 19 | 2.3 | NPPES [2] |
| Specialty physician groups | 18 | 2.2 | NPPES [2] |
| Home health | 15 | 1.8 | NPPES [2] |
| Dermatology | 14 | 1.7 | NPPES [2] |
| DME and HME suppliers | 14 | 1.7 | NPPES [2] |
| Non-medical home care | 13 | 1.6 | NPPES [2] |
| Independent pharmacy | 10 | 1.2 | NPPES [2] |
| Audiology and hearing centers | 9 | 1.1 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 6 | 0.7 | NPPES [2] |
| Urgent care | 5 | 0.6 | NPPES [2] |
| Telehealth and virtual clinics | 5 | 0.6 | NPPES [2] |
| ASCs and OBLs | 4 | 0.5 | NPPES [2] |
| SUD treatment and residential | 4 | 0.5 | NPPES [2] |
| Med spa and aesthetics | 4 | 0.5 | NPPES [2] |
| Occupational health and drug testing | 4 | 0.5 | NPPES [2] |
| NEMT and ambulance | 3 | 0.4 | NPPES [2] |
| Clinical and toxicology labs | 3 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 3 | 0.4 | NPPES [2] |
| Imaging centers | 2 | 0.2 | NPPES [2] |
| Podiatry | 1 | 0.1 | NPPES [2] |
| Pain management and interventional | 1 | 0.1 | NPPES [2] |
| Hospice and palliative | 1 | 0.1 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.1 | NPPES [2] |
| Medical equipment suppliers | 12 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 304 of the 807 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Douglas County
The published file shows 13 healthcare approvals in Douglas County, $8,081,200 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 13 | Fiscal year published in the SBA file [5] |
| Approved dollars | $8,081,200 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $621,631 | Dollars divided by approvals [5] |
| Lending establishments in the county | 258 | Credit intermediation establishments, NAICS 522 [6] |
Reading Castle Rock the way a credit committee does
97.0 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. 13 approvals worth $8,081,200 in Douglas County means the size you are asking for has a local precedent to point at. Household income of $143,031 in Castle Rock is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The 31 fields practicing locally set this order. A funding partner, not this list, decides what is available in Colorado.
The first pages of a Castle Rock file
physical, occupational, and speech therapy, primary care and family medicine, chiropractic account for most of what is enumerated in Castle Rock, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (304) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (72) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (62) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
The first column is Castle Rock's own NPPES count. The rest is how the field is generally underwritten, whether the address is Castle Rock or anywhere else.
How Castle Rock prices against its neighbors
Comparables travel. These are the Colorado towns whose density, at 97.0 per 10,000 here, gets weighed beside this one.
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Castle Rock (current) | 83,213 | 807 | 97.0 | |
| Castle Pines | 15,162 | 74 | 48.8 | 6 |
| Parker | 65,473 | 1,025 | 156.6 | 10 |
| Lone Tree | 14,061 | 577 | 410.4 | 11 |
| Littleton | 44,879 | 1,792 | 399.3 | 17 |
| Englewood | 35,238 | 1,147 | 325.5 | 20 |
| Monument | 13,408 | 212 | 158.1 | 21 |
Distance, income, and the wage floor around Castle Rock
Distance to Denver-Aurora-Centennial, CO is 27 miles. That is close enough for rent in Castle Rock to be compared against the metro and far enough that patient draw is not. Median household income runs $143,031, which is the number a funder converts into case acceptance on anything elective or cash-pay. The hospital fixes two inputs a lender would otherwise estimate in a 83,213 resident town: where referrals originate, and what staff cost. Castle Rock is the Douglas County seat, so county employment steadies the payer mix.
Other Colorado markets
What owners in Castle Rock ask
01How many providers practice in Castle Rock, and in what?
NPPES lists 807 providers at a Castle Rock practice address, 97.0 per 10,000 residents across 31 tracked fields. Physical, occupational, and speech therapy accounts for 304 of them, 38 percent of the total, with primary care and family medicine next at 72. Read that as clinicians: 807 enumerations, not 807 owners.
02What does a $143,031 median income mean for case acceptance?
Median household income in Castle Rock runs $143,031. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
03Which fields carry the volume in Castle Rock?
The 31 enumerated fields are led by physical, occupational, and speech therapy at 304, with primary care and family medicine at 72 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
04What does SBA lending look like around Castle Rock?
$8,081,200 went to healthcare borrowers in Douglas County across 13 approvals, $621,631 on average. Deals near Castle Rock get sized against that record before anything else.
05How does the hospital in Castle Rock affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 7 Medicare-certified providers in total. A Castle Rock projection that names the call arrangement reads better than one that assumes it.
06What does Douglas County's shortage designation change?
HRSA designates Douglas County for primary care, mental health. That opens loan repayment programs for clinicians recruited into Castle Rock and evidences a staffing ramp in a 83,213 resident market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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