Missouri micro-market
Healthcare practice financing in Jennings, Missouri
Direct answer
13,024 residents, 33 enumerated clinicians, 25.3 per 10,000, 27 percent of them in non-medical home care: that is the Jennings market a funder prices. St. Louis County adds 20 healthcare approvals worth $15,844,400 and 6 miles of distance to St. Louis, MO-IL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Missouri rules, and what happens to an inquiry raised from a Missouri address, are set out on the Missouri page.
- Population: 13,024 residents (10K-25K band)1
- Healthcare providers registered here: 33 across 8 fields2
- Median household income: $37,3563
- Largest provider field: Non-medical home care: 9 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: St. Louis, MO-IL, 6 miles1
The clinical base a lender can verify here
The NPPES file puts 33 enumerated clinicians inside Jennings, spread over 8 fields at 25.3 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Non-medical home care | 9 | 6.9 | NPPES [2] |
| Physical, occupational, and speech therapy | 9 | 6.9 | NPPES [2] |
| Home health | 8 | 6.1 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 2.3 | NPPES [2] |
| DME and HME suppliers | 1 | 0.8 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.8 | NPPES [2] |
| Specialty physician groups | 1 | 0.8 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Non-medical home care carries 9 of the 33 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
St. Louis County approvals, dollars, and lending establishments
20 healthcare approvals averaging $792,220 set the deal shape lenders in St. Louis County have already underwritten.
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 20 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $15,844,400 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $792,220 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 708 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
A file from here opens on 25.3 providers per 10,000 residents, and everything about volume follows from it. 20 approvals worth $15,844,400 in St. Louis County means the size you are asking for has a local precedent to point at. With $37,356 as the median household income, the payer mix in a projection has to match what Jennings households actually spend.
Where a file from this town usually lands
- Medical receivables factoring
- Working capital term loan
- Practice acquisition
- Healthcare AR line and payroll funding
- Startup and de novo
Built from what is enumerated here rather than from a national list, so a field with no presence in Jennings does not appear. Availability is still a Missouri question.
Underwriting by field in Jennings
Drawn from the fields that actually practice here: non-medical home care, physical, occupational, and speech therapy, home health
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Non-medical home care (9) | Payer mix between waiver and private pay, Caregiver retention, Electronic visit verification compliance | Payroll funding against waiver and managed care receivables |
| Physical, occupational, and speech therapy (9) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Home health (8) | Medicare certification first, Payer mix second, Days in accounts receivable third | Payroll between visit and remittance |
The first column is Jennings's own NPPES count. The rest is how the field is generally underwritten, whether the address is Jennings or anywhere else.
How Jennings prices against its neighbors
Comparables travel. These are the Missouri towns whose density, at 25.3 per 10,000 here, gets weighed beside this one.
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Jennings (current) | 13,024 | 33 | 25.3 | |
| Ferguson | 18,043 | 87 | 48.2 | 2 |
| Clayton | 17,512 | 189 | 107.9 | 6 |
| Florissant | 51,290 | 974 | 189.9 | 6 |
| Overland | 15,547 | 64 | 41.2 | 6 |
| Bridgeton | 11,301 | 511 | 452.2 | 9 |
| Hazelwood | 24,951 | 328 | 131.5 | 9 |
Distance, income, and the wage floor around Jennings
Distance to St. Louis, MO-IL is 6 miles. Appraisers borrow St. Louis, MO-IL rents, and the 13,024 residents set the ceiling on collections. Median household income runs $37,356, which is the number a funder converts into case acceptance on anything elective or cash-pay. With no hospital in town, a projection has to name where referrals and coverage come from.
More of Missouri
Jennings owners, answered
01How many providers practice in Jennings, and in what?
Across 8 fields, Jennings carries 33 enumerated clinicians, 25.3 per 10,000 of the 13,024 people living here. The concentration is in non-medical home care, 9 of the total, then physical, occupational, and speech therapy at 9. Count practices from that only with care.
02What does SBA lending look like around Jennings?
$15,844,400 went to healthcare borrowers in St. Louis County across 20 approvals, $792,220 on average. Deals near Jennings get sized against that record before anything else.
03What does St. Louis County's shortage designation change?
St. Louis County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Jennings can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04What does a $37,356 median income mean for case acceptance?
Median household income in Jennings runs $37,356. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
05Is Jennings underwritten as part of St. Louis, MO-IL?
St. Louis, MO-IL sits 6 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read St. Louis, MO-IL; the 13,024 residents set the ceiling a projection can defend.
06How many Medicare-certified providers are based in Jennings?
The town carries 1 Medicare-certified providers. On a receivables request that number sets the expected collection lag, which is priced before anything about the practice itself is read.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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