Missouri micro-market
Healthcare practice financing in Moberly, Missouri
Direct answer
Density decides a lot here. Moberly runs 113.2 providers per 10,000 residents, 151 clinicians against 13,337 people, 23 percent of them in physical, occupational, and speech therapy, while Randolph County lenders have approved 2 healthcare files worth $76,200 and the nearest metro is 33 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Missouri rules, and what happens to an inquiry raised from a Missouri address, are set out on the Missouri page.
- Population: 13,337 residents (10K-25K band)1
- Healthcare providers registered here: 151 across 26 fields2
- Median household income: $43,2313
- Largest provider field: Physical, occupational, and speech therapy: 34 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Columbia, MO, 33 miles1
Who is enumerated in Moberly
The NPPES file puts 151 enumerated clinicians inside Moberly, spread over 26 fields at 113.2 per 10,000 residents
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 34 | 25.5 | NPPES [2] |
| Primary care and family medicine | 18 | 13.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 17 | 12.7 | NPPES [2] |
| Chiropractic | 9 | 6.7 | NPPES [2] |
| Optometry and ophthalmology | 9 | 6.7 | NPPES [2] |
| Independent pharmacy | 8 | 6.0 | NPPES [2] |
| Specialty physician groups | 8 | 6.0 | NPPES [2] |
| DME and HME suppliers | 7 | 5.2 | NPPES [2] |
| General dentistry | 7 | 5.2 | NPPES [2] |
| Behavioral and mental health group practices | 5 | 3.7 | NPPES [2] |
| Home health | 4 | 3.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 2.2 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 2.2 | NPPES [2] |
| Podiatry | 2 | 1.5 | NPPES [2] |
| ASCs and OBLs | 2 | 1.5 | NPPES [2] |
| Imaging centers | 2 | 1.5 | NPPES [2] |
| NEMT and ambulance | 2 | 1.5 | NPPES [2] |
| Hospice and palliative | 2 | 1.5 | NPPES [2] |
| Occupational health and drug testing | 2 | 1.5 | NPPES [2] |
| SUD treatment and residential | 1 | 0.7 | NPPES [2] |
| Pain management and interventional | 1 | 0.7 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.7 | NPPES [2] |
| Non-medical home care | 1 | 0.7 | NPPES [2] |
| Clinical research sites | 1 | 0.7 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 34 of the 151 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Randolph County
2 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 2 | Fiscal year published in the SBA file [5] |
| Total approved capital | $76,200 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $38,100 | Dollars divided by approvals [5] |
| Lenders sited in the county | 21 | Credit intermediation establishments, NAICS 522 [6] |
Reading Moberly the way a credit committee does
The ratio that matters up front is 113.2 per 10,000, which decides whether a ramp schedule reads as conservative. With 2 approvals on record in Randolph County, expect a longer appraisal and a wider collateral discount. With $43,231 as the median household income, the payer mix in a projection has to match what Moberly households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 26 local fields reaches for a program, not by what is easiest to refer. Missouri rules and the partner decide availability.
The first pages of a Moberly file
physical, occupational, and speech therapy, primary care and family medicine, skilled nursing, assisted living, and memory care account for most of what is enumerated in Moberly, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (34) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (18) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Skilled nursing, assisted living, and memory care (17) | Census and occupancy, Staffing reporting, Survey history | Working capital |
NPPES supplies the Moberly counts. The reading columns describe the field in general, and no partner reviewing a Moberly file is bound by them.
How Moberly prices against its neighbors
113.2 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Moberly
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Moberly (current) | 13,337 | 151 | 113.2 | |
| Mexico | 11,482 | 135 | 117.6 | 35 |
| Marshall | 13,791 | 113 | 81.9 | 46 |
| Fulton | 12,573 | 153 | 121.7 | 47 |
| Kirksville | 17,841 | 273 | 153.0 | 54 |
| Hannibal | 16,809 | 257 | 152.9 | 59 |
| Sedalia | 22,310 | 239 | 107.1 | 65 |
What the geography does to a Moberly projection
33 miles separate Moberly from Columbia, MO. Rent comparables cross that gap; patients mostly do not. Median household income runs $43,231, which is the number a funder converts into case acceptance on anything elective or cash-pay. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. A degree-granting institution here moves volume on the academic calendar.
Nearby Missouri towns
Moberly owners, answered
01How many providers practice in Moberly, and in what?
NPPES lists 151 providers at a Moberly practice address, 113.2 per 10,000 residents across 26 tracked fields. Physical, occupational, and speech therapy accounts for 34 of them, 23 percent of the total, with primary care and family medicine next at 18. Read that as clinicians: 151 enumerations, not 151 owners.
02Why does Randolph County show so little SBA activity?
Only 2 healthcare approvals appear for Randolph County in the published 7(a) and 504 file. Thin volume in Randolph County is a transaction count, not a verdict on borrowers here. The county still holds 21 credit intermediation establishments.
03What does Randolph County's shortage designation change?
Randolph County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Moberly can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04How does the hospital in Moberly affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 3 Medicare-certified providers in total. A Moberly projection that names the call arrangement reads better than one that assumes it.
05What does a $43,231 median income mean for case acceptance?
Median household income in Moberly runs $43,231. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06How many Medicare-certified providers are based in Moberly?
Care Compare lists 3 certified providers with a Moberly address. That count is a proxy for how much of the local revenue arrives on a federal payment cycle rather than at the front desk.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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