Ohio micro-market
Healthcare practice financing in Springfield, Ohio
Direct answer
Clark County carries 0 SBA healthcare approvals worth $0, and inside Springfield the census shows 686 enumerated clinicians against 58,138 residents, 118.0 per 10,000, 16 percent of them in physical, occupational, and speech therapy. Springfield, OH lies 0 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Ohio, and how many partners see it, is set out on the Ohio page.
- Population: 58,138 residents (50K-100K band)1
- Healthcare providers registered here: 686 across 33 fields2
- Median household income: $45,8833
- Largest provider field: Physical, occupational, and speech therapy: 111 registered providers2
- Medicare-certified providers in town: 8 across 4 categories4
- Nearest metro: Springfield, OH, 0 miles1
Springfield clinicians, by field
The NPPES file puts 686 enumerated clinicians inside Springfield, spread over 33 fields at 118.0 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 111 | 19.1 | NPPES [2] |
| Specialty physician groups | 76 | 13.1 | NPPES [2] |
| Primary care and family medicine | 65 | 11.2 | NPPES [2] |
| Optometry and ophthalmology | 58 | 10.0 | NPPES [2] |
| General dentistry | 54 | 9.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 40 | 6.9 | NPPES [2] |
| Behavioral and mental health group practices | 36 | 6.2 | NPPES [2] |
| Home health | 35 | 6.0 | NPPES [2] |
| Non-medical home care | 34 | 5.8 | NPPES [2] |
| DME and HME suppliers | 27 | 4.6 | NPPES [2] |
| Chiropractic | 26 | 4.5 | NPPES [2] |
| Independent pharmacy | 19 | 3.3 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 16 | 2.8 | NPPES [2] |
| SUD treatment and residential | 15 | 2.6 | NPPES [2] |
| Dental specialties | 14 | 2.4 | NPPES [2] |
| Audiology and hearing centers | 9 | 1.5 | NPPES [2] |
| Telehealth and virtual clinics | 6 | 1.0 | NPPES [2] |
| Dermatology | 5 | 0.9 | NPPES [2] |
| Urgent care | 4 | 0.7 | NPPES [2] |
| ASCs and OBLs | 4 | 0.7 | NPPES [2] |
| Med spa and aesthetics | 4 | 0.7 | NPPES [2] |
| Clinical and toxicology labs | 4 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 4 | 0.7 | NPPES [2] |
| Occupational health and drug testing | 4 | 0.7 | NPPES [2] |
| NEMT and ambulance | 3 | 0.5 | NPPES [2] |
| Podiatry | 2 | 0.3 | NPPES [2] |
| ABA and autism therapy | 2 | 0.3 | NPPES [2] |
| Hospice and palliative | 2 | 0.3 | NPPES [2] |
| Clinical research sites | 2 | 0.3 | NPPES [2] |
| Plastic and cosmetic surgery | 2 | 0.3 | NPPES [2] |
| Pain management and interventional | 1 | 0.2 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.2 | NPPES [2] |
| IV hydration and infusion | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 19 | CMS [4] | |
| Home health agencies | 3 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
Several of the 111 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Clark County approvals, dollars, and lending establishments
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 0 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $0 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | No approvals recorded | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 50 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
The ratio that matters up front is 118.0 per 10,000, which decides whether a ramp schedule reads as conservative. Clark County has 0 approvals to compare against, so plan for extra appraisal time and a conservative valuation. Household income of $45,883 in Springfield is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Built from what is enumerated here rather than from a national list, so a field with no presence in Springfield does not appear. Availability is still a Ohio question.
The first pages of a Springfield file
physical, occupational, and speech therapy, specialty physician groups, primary care and family medicine account for most of what is enumerated in Springfield, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (111) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (76) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Primary care and family medicine (65) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
The first column is Springfield's own NPPES count. The rest is how the field is generally underwritten, whether the address is Springfield or anywhere else.
Springfield against nearby Ohio markets
Density is the number that moves an appraisal: 118.0 per 10,000 here
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Springfield (current) | 58,138 | 686 | 118.0 | |
| Urbana | 11,211 | 134 | 119.5 | 13 |
| Fairborn | 35,105 | 186 | 53.0 | 14 |
| Huber Heights | 43,590 | 222 | 50.9 | 18 |
| Xenia | 26,067 | 215 | 82.5 | 19 |
| London | 10,743 | 118 | 109.8 | 19 |
| Riverside | 24,472 | 18 | 7.4 | 20 |
What the geography does to a Springfield projection
0 miles separate Springfield from Springfield, OH. Lease pricing follows Springfield, OH, while revenue stays capped by the 58,138 residents here. At $45,883 median household income, the elective and cash-pay share of a projection is the line that gets tested first. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. Campus terms, not calendar quarters, set the busy months in Springfield. Springfield is the Clark County seat, so county employment steadies the payer mix.
Other Ohio markets
Springfield owners, answered
01How many providers practice in Springfield, and in what?
686 enumerations sit at Springfield addresses in the monthly NPPES file, working out to 118.0 for every 10,000 residents. 16 percent of them are physical, occupational, and speech therapy, and specialty physician groups follows with 76. An enumeration is a clinician, so the 686 here cover fewer than 686 practices.
02What does Clark County's shortage designation change?
Designated for primary care, dental, mental health, Clark County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Clark County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Clark County. That tracks how few Clark County practices changed hands that year, not credit quality. 50 credit intermediation establishments operate in Clark County, so the lending capacity is local even where the healthcare history is not.
04Is Springfield underwritten as part of Springfield, OH?
Springfield, OH sits 0 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Springfield, OH; the 58,138 residents set the ceiling a projection can defend.
05Which fields carry the volume in Springfield?
Physical, occupational, and speech therapy at 111 providers and specialty physician groups at 76 lead the 33 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06How does the hospital in Springfield affect a practice file?
It makes the staffing and referral lines checkable. 8 Medicare-certified providers hold Springfield addresses, and the hospital sets the wage a clinical hire is bid against in a 118.0 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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