Texas micro-market
Healthcare practice financing in Liberty Hill, Texas
Direct answer
Williamson County carries 32 SBA healthcare approvals worth $26,855,800, and inside Liberty Hill the census shows 81 enumerated clinicians against 11,984 residents, 67.6 per 10,000, 26 percent of them in physical, occupational, and speech therapy. Austin-Round Rock-San Marcos, TX lies 27 miles away.
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- Population: 11,984 residents (10K-25K band)1
- Healthcare providers registered here: 81 across 19 fields2
- Median household income: $111,0003
- Largest provider field: Physical, occupational, and speech therapy: 21 registered providers2
- Nearest metro: Austin-Round Rock-San Marcos, TX, 27 miles1
- SBA healthcare approvals in the county: 32 approvals totaling $26,855,8004
What NPPES records at Liberty Hill addresses
67.6 providers per 10,000 residents is what 81 enumerations across 19 fields works out to in a town of 11,984
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 21 | 17.5 | NPPES [2] |
| Optometry and ophthalmology | 9 | 7.5 | NPPES [2] |
| Behavioral and mental health group practices | 8 | 6.7 | NPPES [2] |
| Chiropractic | 6 | 5.0 | NPPES [2] |
| Primary care and family medicine | 6 | 5.0 | NPPES [2] |
| General dentistry | 5 | 4.2 | NPPES [2] |
| DME and HME suppliers | 4 | 3.3 | NPPES [2] |
| Home health | 3 | 2.5 | NPPES [2] |
| Independent pharmacy | 3 | 2.5 | NPPES [2] |
| Dermatology | 2 | 1.7 | NPPES [2] |
| Dental specialties | 2 | 1.7 | NPPES [2] |
| Non-medical home care | 2 | 1.7 | NPPES [2] |
| ABA and autism therapy | 2 | 1.7 | NPPES [2] |
| Specialty physician groups | 2 | 1.7 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.7 | NPPES [2] |
| Urgent care | 1 | 0.8 | NPPES [2] |
| SUD treatment and residential | 1 | 0.8 | NPPES [2] |
| Clinical research sites | 1 | 0.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.8 | NPPES [2] |
Physical, occupational, and speech therapy carries 21 of the 81 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What lenders have already approved in Williamson County
Lenders in Williamson County have already closed 32 healthcare approvals, averaging $839,244, which is the size a new file gets read beside
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 32 | Fiscal year published in the SBA file [4] |
| Total approved capital | $26,855,800 | Sum of approvals to healthcare borrowers [4] |
| Mean deal size | $839,244 | Dollars divided by approvals [4] |
| Lenders sited in the county | 342 | Credit intermediation establishments, NAICS 522 [5] |
What the two tables above change about a file
At 67.6 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 32 prior Williamson County approvals is priced on precedent, which shortens the questions about valuation. Household income of $111,000 in Liberty Hill is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
The 19 fields practicing locally set this order. A funding partner, not this list, decides what is available in Texas.
What a funder reads first in Liberty Hill
What a funder opens first depends on the field. In Liberty Hill that means physical, occupational, and speech therapy, optometry and ophthalmology, behavioral and mental health group practices.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (21) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Optometry and ophthalmology (9) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
| Behavioral and mental health group practices (8) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
Column one counts Liberty Hill clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Liberty Hill file differently.
Liberty Hill against nearby Texas markets
Comparables travel. These are the Texas towns whose density, at 67.6 per 10,000 here, gets weighed beside this one.
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Liberty Hill (current) | 11,984 | 81 | 67.6 | |
| Leander | 87,511 | 300 | 34.3 | 7 |
| Cedar Park | 78,380 | 952 | 121.5 | 12 |
| Lago Vista | 10,201 | 30 | 29.4 | 15 |
| Lakeway | 19,056 | 312 | 163.7 | 22 |
| Hutto | 42,661 | 138 | 32.3 | 23 |
| Pflugerville | 66,819 | 472 | 70.6 | 23 |
What the geography does to a Liberty Hill projection
27 miles separate Liberty Hill from Austin-Round Rock-San Marcos, TX. Rent comparables cross that gap; patients mostly do not. Median household income runs $111,000, which is the number a funder converts into case acceptance on anything elective or cash-pay. Referral flow comes from outside Liberty Hill, which a projection needs to state plainly.
Other Texas markets
- Leander 87,511 residents
- Cedar Park 78,380 residents
- Lago Vista 10,201 residents
- Lakeway 19,056 residents
- Hutto 42,661 residents
- Pflugerville 66,819 residents
Liberty Hill owners, answered
01How many providers practice in Liberty Hill, and in what?
81 enumerations sit at Liberty Hill addresses in the monthly NPPES file, working out to 67.6 for every 10,000 residents. 26 percent of them are physical, occupational, and speech therapy, and optometry and ophthalmology follows with 9. An enumeration is a clinician, so the 81 here cover fewer than 81 practices.
02What does SBA lending look like around Liberty Hill?
Healthcare borrowers in Williamson County took 32 approvals worth $26,855,800 in the published fiscal year, averaging $839,244. That is the comparable set an appraiser near Liberty Hill reaches for first.
03What does a $111,000 median income mean for case acceptance?
Median household income in Liberty Hill runs $111,000. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
04What does Williamson County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Williamson County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 11,984 residents gets past the question of who would take the job.
05Is Liberty Hill underwritten as part of Austin-Round Rock-San Marcos, TX?
Partly. Austin-Round Rock-San Marcos, TX is 27 miles out, so rent and equipment comparables travel in from there while patients still come from the 11,984 residents around Liberty Hill. Cost side metro, revenue side local.
06Which fields carry the volume in Liberty Hill?
Physical, occupational, and speech therapy at 21 providers and optometry and ophthalmology at 9 lead the 19 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5U.S. Census Bureau, County Business Patterns 2022
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