Utah micro-market
Healthcare practice financing in Payson, Utah
Direct answer
141 healthcare providers hold a Payson practice address, 57.2 per 10,000 of its 24,666 residents, 15 percent of them in physical, occupational, and speech therapy. Utah County recorded 39 SBA healthcare approvals worth $25,973,300, and Provo-Orem-Lehi, UT sits 15 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Utah, and how many partners see it, is set out on the Utah page.
- Population: 24,666 residents (10K-25K band)1
- Healthcare providers registered here: 141 across 21 fields2
- Median household income: $84,2863
- Largest provider field: Physical, occupational, and speech therapy: 21 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Provo-Orem-Lehi, UT, 15 miles1
What NPPES records at Payson addresses
141 providers across 21 fields, 57.2 per 10,000 residents, counted at Payson addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 21 | 8.5 | NPPES [2] |
| Primary care and family medicine | 20 | 8.1 | NPPES [2] |
| General dentistry | 20 | 8.1 | NPPES [2] |
| Chiropractic | 13 | 5.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 9 | 3.6 | NPPES [2] |
| DME and HME suppliers | 8 | 3.2 | NPPES [2] |
| SUD treatment and residential | 6 | 2.4 | NPPES [2] |
| Independent pharmacy | 6 | 2.4 | NPPES [2] |
| Optometry and ophthalmology | 6 | 2.4 | NPPES [2] |
| Home health | 4 | 1.6 | NPPES [2] |
| ABA and autism therapy | 4 | 1.6 | NPPES [2] |
| Clinical and toxicology labs | 4 | 1.6 | NPPES [2] |
| Podiatry | 3 | 1.2 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 1.2 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 1.2 | NPPES [2] |
| Dialysis and infusion centers | 3 | 1.2 | NPPES [2] |
| NEMT and ambulance | 2 | 0.8 | NPPES [2] |
| Audiology and hearing centers | 2 | 0.8 | NPPES [2] |
| Hospice and palliative | 2 | 0.8 | NPPES [2] |
| Dental specialties | 1 | 0.4 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Payson practice can hold more than one of these numbers. 15 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What lenders have already approved in Utah County
39 healthcare approvals averaging $665,982 set the deal shape lenders in Utah County have already underwritten
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 39 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $25,973,300 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $665,982 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 326 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
Density of 57.2 per 10,000 sets the patient draw a projection can claim without an argument. Because Utah County already carries $25,973,300 across 39 healthcare approvals, a request near that average moves faster than one well above it. A $84,286 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Payson mix reaches for
- Practice acquisition
- Startup and de novo
- Equipment financing and leasing
- Expansion, relocation, and build-out
- Working capital term loan
The order comes from Payson's own provider mix, which physical, occupational, and speech therapy dominates at 15 percent. What a partner can actually place in Utah is a separate question.
What a funder reads first in Payson
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, general dentistry
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (21) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (20) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (20) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Density beside the neighboring Utah towns
Comparables travel. These are the Utah towns whose density, at 57.2 per 10,000 here, gets weighed beside this one.
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Payson (current) | 24,666 | 141 | 57.2 | |
| Salem | 11,283 | 59 | 52.3 | 4 |
| Santaquin | 18,394 | 35 | 19.0 | 5 |
| Spanish Fork | 47,809 | 259 | 54.2 | 7 |
| Mapleton | 14,812 | 31 | 20.9 | 10 |
| Springville | 36,027 | 206 | 57.2 | 11 |
| Vineyard | 16,077 | 28 | 17.4 | 19 |
Distance, income, and the wage floor around Payson
Distance to Provo-Orem-Lehi, UT is 15 miles. Appraisers borrow Provo-Orem-Lehi, UT rents, and the 24,666 residents set the ceiling on collections. Median household income runs $84,286, which is the number a funder converts into case acceptance on anything elective or cash-pay. The Medicare-certified hospital in Payson sets the local wage floor before you hire against it. A degree-granting institution here moves volume on the academic calendar.
More of Utah
- Salem 11,283 residents
- Santaquin 18,394 residents
- Spanish Fork 47,809 residents
- Mapleton 14,812 residents
- Springville 36,027 residents
- Vineyard 16,077 residents
Questions from Payson
01How many providers practice in Payson, and in what?
NPPES lists 141 providers at a Payson practice address, 57.2 per 10,000 residents across 21 tracked fields. Physical, occupational, and speech therapy accounts for 21 of them, 15 percent of the total, with primary care and family medicine next at 20. Read that as clinicians: 141 enumerations, not 141 owners.
02What does Utah County's shortage designation change?
Designated for primary care, dental, mental health, Utah County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03What does SBA lending look like around Payson?
The county file behind Payson holds 39 healthcare approvals totaling $25,973,300, an average of $665,982. Those are the loan sizes lenders in Utah County have already carried.
04Is Payson underwritten as part of Provo-Orem-Lehi, UT?
Partly. Provo-Orem-Lehi, UT is 15 miles out, so rent and equipment comparables travel in from there while patients still come from the 24,666 residents around Payson. Cost side metro, revenue side local.
05Is there local lending capacity in Utah County?
County Business Patterns records 326 credit intermediation establishments in Utah County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Payson rents and resale before or by somebody working from a screen.
06How does the hospital in Payson affect a practice file?
It makes the staffing and referral lines checkable. 1 Medicare-certified providers hold Payson addresses, and the hospital sets the wage a clinical hire is bid against in a 57.2 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.