Arizona micro-market
Healthcare practice financing in El Mirage, Arizona
Direct answer
36,468 residents, 62 enumerated clinicians, 17.0 per 10,000, 16 percent of them in physical, occupational, and speech therapy: that is the El Mirage market a funder prices. Maricopa County adds 165 healthcare approvals worth $99,048,100 and 14 miles of distance to Phoenix-Mesa-Chandler, AZ.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Arizona, and how many partners see it, is set out on the Arizona page.
- Population: 36,468 residents (25K-50K band)1
- Healthcare providers registered here: 62 across 17 fields2
- Median household income: $74,7643
- Largest provider field: Physical, occupational, and speech therapy: 10 registered providers2
- Nearest metro: Phoenix-Mesa-Chandler, AZ, 14 miles1
- SBA healthcare approvals in the county: 165 approvals totaling $99,048,1004
El Mirage clinicians, by field
The NPPES file puts 62 enumerated clinicians inside El Mirage, spread over 17 fields at 17.0 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 10 | 2.7 | NPPES [2] |
| General dentistry | 9 | 2.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 1.9 | NPPES [2] |
| ABA and autism therapy | 6 | 1.6 | NPPES [2] |
| Home health | 5 | 1.4 | NPPES [2] |
| Primary care and family medicine | 5 | 1.4 | NPPES [2] |
| SUD treatment and residential | 4 | 1.1 | NPPES [2] |
| DME and HME suppliers | 3 | 0.8 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 0.8 | NPPES [2] |
| Chiropractic | 2 | 0.5 | NPPES [2] |
| Optometry and ophthalmology | 2 | 0.5 | NPPES [2] |
| Podiatry | 1 | 0.3 | NPPES [2] |
| Dental specialties | 1 | 0.3 | NPPES [2] |
| Independent pharmacy | 1 | 0.3 | NPPES [2] |
| Non-medical home care | 1 | 0.3 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.3 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [5] |
Physical, occupational, and speech therapy carries 10 of the 62 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind El Mirage
The published file shows 165 healthcare approvals in Maricopa County, $99,048,100 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 165 | Counted for the fiscal year the SBA publishes [4] |
| Total approved capital | $99,048,100 | Everything approved to healthcare borrowers, added up [4] |
| Mean deal size | $600,292 | The dollar column over the approval column [4] |
| Lenders sited in the county | 2,460 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
A file from here opens on 17.0 providers per 10,000 residents, and everything about volume follows from it. 165 approvals worth $99,048,100 in Maricopa County means the size you are asking for has a local precedent to point at. With $74,764 as the median household income, the payer mix in a projection has to match what El Mirage households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The 17 fields practicing locally set this order. A funding partner, not this list, decides what is available in Arizona.
What a funder reads first in El Mirage
What a funder opens first depends on the field. In El Mirage that means physical, occupational, and speech therapy, general dentistry, skilled nursing, assisted living, and memory care.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (10) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (9) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Skilled nursing, assisted living, and memory care (7) | Census and occupancy, Staffing reporting, Survey history | Working capital |
The first column is El Mirage's own NPPES count. The rest is how the field is generally underwritten, whether the address is El Mirage or anywhere else.
Density beside the neighboring Arizona towns
17.0 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices El Mirage
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| El Mirage (current) | 36,468 | 62 | 17.0 | |
| Avondale | 96,609 | 571 | 59.1 | 19 |
| Paradise Valley | 12,523 | 110 | 87.8 | 21 |
| Fountain Hills | 23,696 | 436 | 184.0 | 34 |
| Maricopa | 76,654 | 238 | 31.0 | 42 |
| Apache Junction | 44,309 | 190 | 42.9 | 47 |
| Queen Creek | 83,781 | 455 | 54.3 | 48 |
How El Mirage sits against the nearest metro
14 miles separate El Mirage from Phoenix-Mesa-Chandler, AZ. Lease pricing follows Phoenix-Mesa-Chandler, AZ, while revenue stays capped by the 36,468 residents here. Median household income runs $74,764, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Nearby Arizona towns
- Avondale 96,609 residents
- Paradise Valley 12,523 residents
- Fountain Hills 23,696 residents
- Maricopa 76,654 residents
- Apache Junction 44,309 residents
- Queen Creek 83,781 residents
What owners in El Mirage ask
01How many providers practice in El Mirage, and in what?
NPPES lists 62 providers at a El Mirage practice address, 17.0 per 10,000 residents across 17 tracked fields. Physical, occupational, and speech therapy accounts for 10 of them, 16 percent of the total, with general dentistry next at 9. Read that as clinicians: 62 enumerations, not 62 owners.
02What does SBA lending look like around El Mirage?
$99,048,100 went to healthcare borrowers in Maricopa County across 165 approvals, $600,292 on average. Deals near El Mirage get sized against that record before anything else.
03What does Maricopa County's shortage designation change?
Maricopa County holds a HRSA designation covering primary care, dental, mental health. A pro forma for El Mirage can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04Is El Mirage underwritten as part of Phoenix-Mesa-Chandler, AZ?
Phoenix-Mesa-Chandler, AZ sits 14 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Phoenix-Mesa-Chandler, AZ; the 36,468 residents set the ceiling a projection can defend.
05Is there local lending capacity in Maricopa County?
County Business Patterns records 2,460 credit intermediation establishments in Maricopa County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen El Mirage rents and resale before or by somebody working from a screen.
06What does the underserved designation in Maricopa County support?
Maricopa County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.