North Carolina micro-market
Healthcare practice financing in Davidson, North Carolina
Direct answer
132 healthcare providers hold a Davidson practice address, 81.1 per 10,000 of its 16,276 residents, 31 percent of them in physical, occupational, and speech therapy. Mecklenburg County recorded 36 SBA healthcare approvals worth $18,282,400, and Charlotte-Concord-Gastonia, NC-SC sits 19 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in North Carolina, and how many partners see it, is set out on the North Carolina page.
- Population: 16,276 residents (10K-25K band)1
- Healthcare providers registered here: 132 across 18 fields2
- Median household income: $152,9693
- Largest provider field: Physical, occupational, and speech therapy: 41 registered providers2
- Nearest metro: Charlotte-Concord-Gastonia, NC-SC, 19 miles1
- Higher education: At least one degree-granting institution is based here4
The clinical base a lender can verify here
132 providers across 18 fields, 81.1 per 10,000 residents, counted at Davidson addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 41 | 25.2 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 19 | 11.7 | NPPES [2] |
| Primary care and family medicine | 18 | 11.1 | NPPES [2] |
| General dentistry | 11 | 6.8 | NPPES [2] |
| Chiropractic | 8 | 4.9 | NPPES [2] |
| Specialty physician groups | 6 | 3.7 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 3.7 | NPPES [2] |
| Dental specialties | 4 | 2.5 | NPPES [2] |
| Optometry and ophthalmology | 4 | 2.5 | NPPES [2] |
| ABA and autism therapy | 3 | 1.8 | NPPES [2] |
| DME and HME suppliers | 2 | 1.2 | NPPES [2] |
| Home health | 2 | 1.2 | NPPES [2] |
| Independent pharmacy | 2 | 1.2 | NPPES [2] |
| Clinical research sites | 2 | 1.2 | NPPES [2] |
| Sleep centers | 1 | 0.6 | NPPES [2] |
| Pain management and interventional | 1 | 0.6 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.6 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [5] |
Physical, occupational, and speech therapy carries 41 of the 132 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Mecklenburg County
36 healthcare approvals averaging $507,844 set the deal shape lenders in Mecklenburg County have already underwritten
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 36 | Fiscal year published in the SBA file [6] |
| Approved dollars | $18,282,400 | Sum of approvals to healthcare borrowers [6] |
| Average approval | $507,844 | Dollars divided by approvals [6] |
| Lending establishments in the county | 829 | Credit intermediation establishments, NAICS 522 [7] |
Reading Davidson the way a credit committee does
Density of 81.1 per 10,000 sets the patient draw a projection can claim without an argument. Because Mecklenburg County already carries $18,282,400 across 36 healthcare approvals, a request near that average moves faster than one well above it. A $152,969 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 18 local fields reaches for a program, not by what is easiest to refer. North Carolina rules and the partner decide availability.
The first pages of a Davidson file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, ketamine, tms, and interventional psychiatry, primary care and family medicine
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (41) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Ketamine, TMS, and interventional psychiatry (19) | Session series completion, Coverage mix, Device utilization | Treatment device purchase |
| Primary care and family medicine (18) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
NPPES supplies the Davidson counts. The reading columns describe the field in general, and no partner reviewing a Davidson file is bound by them.
Density beside the neighboring North Carolina towns
81.1 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Davidson
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Davidson (current) | 16,276 | 132 | 81.1 | |
| Cornelius | 34,366 | 327 | 95.2 | 3 |
| Huntersville | 67,087 | 802 | 119.5 | 6 |
| Kannapolis | 60,521 | 307 | 50.7 | 10 |
| Harrisburg | 20,335 | 166 | 81.6 | 15 |
| Mount Holly | 18,723 | 63 | 33.6 | 15 |
| Statesville | 31,693 | 541 | 170.7 | 21 |
How Davidson sits against the nearest metro
Distance to Charlotte-Concord-Gastonia, NC-SC is 19 miles. Appraisers borrow Charlotte-Concord-Gastonia, NC-SC rents, and the 16,276 residents set the ceiling on collections. Median household income runs $152,969, which is the number a funder converts into case acceptance on anything elective or cash-pay. Referral flow comes from outside Davidson, which a projection needs to state plainly. Higher education here explains why summer looks unlike the rest of the year.
Other North Carolina markets
- Cornelius 34,366 residents
- Huntersville 67,087 residents
- Kannapolis 60,521 residents
- Harrisburg 20,335 residents
- Mount Holly 18,723 residents
- Statesville 31,693 residents
What owners in Davidson ask
01How many providers practice in Davidson, and in what?
132 enumerations sit at Davidson addresses in the monthly NPPES file, working out to 81.1 for every 10,000 residents. 31 percent of them are physical, occupational, and speech therapy, and ketamine, tms, and interventional psychiatry follows with 19. An enumeration is a clinician, so the 132 here cover fewer than 132 practices.
02What does SBA lending look like around Davidson?
$18,282,400 went to healthcare borrowers in Mecklenburg County across 36 approvals, $507,844 on average. Deals near Davidson get sized against that record before anything else.
03What does a $152,969 median income mean for case acceptance?
Median household income in Davidson runs $152,969. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
04What does Mecklenburg County's shortage designation change?
HRSA designates Mecklenburg County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Davidson and evidences a staffing ramp in a 16,276 resident market.
05Which fields carry the volume in Davidson?
The 18 enumerated fields are led by physical, occupational, and speech therapy at 41, with ketamine, tms, and interventional psychiatry at 19 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
06Is Davidson underwritten as part of Charlotte-Concord-Gastonia, NC-SC?
Comparables and demand split at 19 miles. An appraiser prices the lease and the equipment off Charlotte-Concord-Gastonia, NC-SC; the revenue line has to hold up against 16,276 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Department of Education, IPEDS 2023 institutional directory
- 5CMS Care Compare provider datasets
- 6U.S. Small Business Administration, 7(a) and 504 approvals
- 7U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.