Wisconsin micro-market
Healthcare practice financing in Mount Pleasant, Wisconsin
Direct answer
Racine County carries 3 SBA healthcare approvals worth $762,500, and inside Mount Pleasant the census shows 331 enumerated clinicians against 28,184 residents, 117.4 per 10,000, 44 percent of them in physical, occupational, and speech therapy. Racine-Mount Pleasant, WI lies 4 miles away.
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- Population: 28,184 residents (25K-50K band)1
- Healthcare providers registered here: 331 across 26 fields2
- Median household income: $90,1893
- Largest provider field: Physical, occupational, and speech therapy: 144 registered providers2
- Medicare-certified providers in town: 3 across 2 categories4
- Nearest metro: Racine-Mount Pleasant, WI, 4 miles1
What NPPES records at Mount Pleasant addresses
117.4 providers per 10,000 residents is what 331 enumerations across 26 fields works out to in a town of 28,184
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 144 | 51.1 | NPPES [2] |
| Primary care and family medicine | 29 | 10.3 | NPPES [2] |
| Chiropractic | 23 | 8.2 | NPPES [2] |
| General dentistry | 21 | 7.5 | NPPES [2] |
| Specialty physician groups | 20 | 7.1 | NPPES [2] |
| Optometry and ophthalmology | 15 | 5.3 | NPPES [2] |
| Dental specialties | 10 | 3.5 | NPPES [2] |
| Dermatology | 8 | 2.8 | NPPES [2] |
| Independent pharmacy | 8 | 2.8 | NPPES [2] |
| Behavioral and mental health group practices | 7 | 2.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 2.5 | NPPES [2] |
| DME and HME suppliers | 6 | 2.1 | NPPES [2] |
| Podiatry | 5 | 1.8 | NPPES [2] |
| Home health | 5 | 1.8 | NPPES [2] |
| Med spa and aesthetics | 5 | 1.8 | NPPES [2] |
| Non-medical home care | 3 | 1.1 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 3 | 1.1 | NPPES [2] |
| ASCs and OBLs | 2 | 0.7 | NPPES [2] |
| Audiology and hearing centers | 2 | 0.7 | NPPES [2] |
| ABA and autism therapy | 2 | 0.7 | NPPES [2] |
| SUD treatment and residential | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Hospice and palliative | 1 | 0.4 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Mount Pleasant practice can hold more than one of these numbers. 44 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
Loan activity in Racine County
3 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 3 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $762,500 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $254,167 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 85 | Credit intermediation offices sited in the county [6] |
What the two tables above change about a file
The ratio that matters up front is 117.4 per 10,000, which decides whether a ramp schedule reads as conservative. A short county record of 3 approvals usually means more documentation and a lower advance against the same collateral. With $90,189 as the median household income, the payer mix in a projection has to match what Mount Pleasant households actually spend.
Programs the Mount Pleasant mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Mount Pleasant's own provider mix, which physical, occupational, and speech therapy dominates at 44 percent. What a partner can actually place in Wisconsin is a separate question.
What a funder reads first in Mount Pleasant
physical, occupational, and speech therapy, primary care and family medicine, chiropractic account for most of what is enumerated in Mount Pleasant, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (144) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (29) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (23) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Counts in the first column are Mount Pleasant providers from NPPES. The other two columns describe how funders read that field across markets like Mount Pleasant, not what any funder will do with your file.
How Mount Pleasant prices against its neighbors
117.4 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Mount Pleasant
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Mount Pleasant (current) | 28,184 | 331 | 117.4 | |
| Racine | 78,057 | 485 | 62.1 | 4 |
| Caledonia | 25,240 | 14 | 5.5 | 6 |
| Kenosha | 99,578 | 911 | 91.5 | 8 |
| Oak Creek | 38,373 | 308 | 80.3 | 12 |
| Pleasant Prairie | 21,802 | 146 | 67.0 | 13 |
| Franklin | 36,591 | 315 | 86.1 | 14 |
Distance, income, and the wage floor around Mount Pleasant
Distance to Racine-Mount Pleasant, WI is 4 miles. Appraisers borrow Racine-Mount Pleasant, WI rents, and the 28,184 residents set the ceiling on collections. Households here carry $90,189 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Mount Pleasant, which a projection needs to state plainly.
More of Wisconsin
Questions from Mount Pleasant
01How many providers practice in Mount Pleasant, and in what?
Across 26 fields, Mount Pleasant carries 331 enumerated clinicians, 117.4 per 10,000 of the 28,184 people living here. The concentration is in physical, occupational, and speech therapy, 144 of the total, then primary care and family medicine at 29. Count practices from that only with care.
02What does Racine County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Racine County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 28,184 residents gets past the question of who would take the job.
03Why does Racine County show so little SBA activity?
The published file records 3 7(a) and 504 approvals to healthcare borrowers in Racine County. That tracks how few Racine County practices changed hands that year, not credit quality. 85 credit intermediation establishments operate in Racine County, so the lending capacity is local even where the healthcare history is not.
04Is Mount Pleasant underwritten as part of Racine-Mount Pleasant, WI?
Comparables and demand split at 4 miles. An appraiser prices the lease and the equipment off Racine-Mount Pleasant, WI; the revenue line has to hold up against 28,184 local residents.
05Is there local lending capacity in Racine County?
County Business Patterns records 85 credit intermediation establishments in Racine County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Mount Pleasant rents and resale before or by somebody working from a screen.
06What does the underserved designation in Racine County support?
Racine County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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